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Noddle report vs Experian

My Noddle credit rating is very poor at 2/5, yet it is very high on Experian – 989/999.

I am looking to shift my current credit card debt onto a long term interest free so I can pay it off in 12 months but am reticent to do so just yet as my Noddle rating is low.

Can someone explain why this might be and offer any advice?

Many thanks.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes - it's because the scores are largely fictional and completely meaningless.

    Ignore them and look only at the data on your files to ensure it's correct and up to date.
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