We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Car lease and late payments
Rogermore
Posts: 1 Newbie
Hi
I am looking to lease a car in the near future but I have a few recent late payments on my account. Will this cause me a major issue. The late payment markers are '1's'
Not sure if this puts me into the 'bad credit' bracket or not??
I am looking to lease a car in the near future but I have a few recent late payments on my account. Will this cause me a major issue. The late payment markers are '1's'
Not sure if this puts me into the 'bad credit' bracket or not??
0
Comments
-
How many is 'a few' and how recent?
One late payment generally doesn't have too big of a negative impact on your credit file. Lenders know that the rare oversight can happen. However it becomes a problem when there's multiple late payment markers and especially when they are pretty recent.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
I got a PCP via Barclays Personal Finance in September and I had defaults on my file, including unpaid ones (that I've since paid). Didn't expect to get it but, hey ho!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards