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Switching current accounts - what if you've got loans with your bank?

Hi all, Happy New Year! This may be a stupid question but can you transfer your current account if you have outstanding loans with your bank?

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In a word, yes.
    Similarly, you can get a loan from a bank that you don't have a current account with.
  • Jojo_fry
    Jojo_fry Posts: 90 Forumite
    Yes, I knew it worked the other way around, ie getting loans from banks you don't bank with, but I wondered if they would allow you to move your current account, given that they then would no longer have access to your money should you default on paying
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    I switched from Natwest to Lloyds Bank in 2014 despite having a Loan w/NatWest.

    Never caused me any problems.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
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