Changing to joint claim/ on sick leave (tax credits)

nannytone_2

what you talking about? as the non working partner he would NOT have been able to claim wtc in his name

roje

nannytone wrote: »

what you talking about? as the non working partner he would NOT have been able to claim wtc in his name

It was paid to him. On the old joint award, the claim was in both names and part of the award was paid to him as he was the non working parent. May not have been the WTC (may be mistaken about that) but there was an amount that was automatically paid to him.

Darksparkle

Leaving your partner out of it for now, what estimate did you give them for 2015/16?

It might have been if you remained single your payments may have gone up. Again it really depends on the figures.

Darksparkle

nannytone wrote: »

what you talking about? as the non working partner he would NOT have been able to claim wtc in his name

It would have been in the OPs name but can be paid to either bank account.

roje

Darksparkle wrote: »

Leaving your partner out of it for now, what estimate did you give them for 2015/16?

It might have been if you remained single your payments may have gone up. Again it really depends on the figures.

I gave them an estimate of £27.5k as soon as I knew my new full time salary and they re-adjusted my payments as that was quite a lot higher than expected.

Darksparkle

roje wrote: »

I gave them an estimate of £27.5k as soon as I knew my new full time salary and they re-adjusted my payments as that was quite a lot higher than expected.

Okay so if you were staying single:

You are currently getting tax credits based on an income £22,500 (the £27,500 you estimated minus the £5000 they disregard when your income increases from one year to the next).

Now that you have had a change, if you called them and estimated £16,627 your claim would be recalculated on an income of £19,127 (because your income would then be going down from last year and they disregard the first £2500).

So if you stayed single your payments would go up.

However if you add your partners income in, your income for this year would be £19,994. As that hasn't increased by more than £5000 from last year, you'd get payments based on last years income of £19,937.

So again your payments would go up from what they currently are.

roje

Thank you! So it probably won't make a huge difference either way. I wasn't sure if they took SSP into account as my wage has dropped enormously (obviously) due to sickness. I knew that whatever happened, I would have far less money, but I suppose at least they do take the income drop into account to some extent.

Darksparkle

roje wrote: »

Thank you! So it probably won't make a huge difference either way. I wasn't sure if they took SSP into account as my wage has dropped enormously (obviously) due to sickness. I knew that whatever happened, I would have far less money, but I suppose at least they do take the income drop into account to some extent.

Whether you make a joint or single claim won't really matter as the income is very similar either way.

Just make sure you let them know straightaway. Keep in mind if you do move in with your partner, your claim would end until you make a new one and they process it.

Icequeen99

Darksparkle wrote: »

Whether you make a joint or single claim won't really matter as the income is very similar either way.

Just make sure you let them know straightaway. Keep in mind if you do move in with your partner, your claim would end until you make a new one and they process it.

Rare that I disagree but it makes a big difference.

OP has said the split was temporary therefore they were still a married couple for tax credit purposes and the joint claim should have remained.

If compliance pick this up, which they may well do especially now, all of the single payments she has received would be overpaid.

The only way to reduce them would be to ask for notional offsetting but that is increasingly hard to get these days. And if the OP claimed any childcare help, that wouldn't be covered by notional offsetting. So I think it is very relevant.

IQ

Darksparkle

Icequeen99 wrote: »

Rare that I disagree but it makes a big difference.

OP has said the split was temporary therefore they were still a married couple for tax credit purposes and the joint claim should have remained.

If compliance pick this up, which they may well do especially now, all of the single payments she has received would be overpaid.

The only way to reduce them would be to ask for notional offsetting but that is increasingly hard to get these days. And if the OP claimed any childcare help, that wouldn't be covered by notional offsetting. So I think it is very relevant.

IQ

I'm not referring to the whether it should have been joint or single originally.

If referring to if the OP claims again now with her partner, the income used in the calculation will be similar so the award will be almost the same.