New Year, New Me

Pinkwhisk

DD,

Sold pram for £55. Woo.

That's all!

X

Bobarella

Pinkwhisk wrote: »

DD,

Sold pram for £55. Woo.

That's all!

X

Brilliant well done!

Pinkwhisk

DD,

Well, that's it. We are fully fledged mbers of the IVA gang!!

Don't know how I should feel really.

Happy that its sorted, angry and sad its come to this.

I'm trying to open up new savings accounts too, so hard choosing the right bank.

Wish me luck for the next 5 years!!

X

Pinkwhisk

DD,

Feelibg better about the IVA - had a bottle of bucks fizz with oh to celebrate! (Left over from Christmas).

As our first pay days are looming I'm looking at how to be frugal.

I'm excited for the baby event on Thursday.

Also trying to work out our budgets for the month. I'm mainly struggling on our savings budget and budget for 'fun'.

Its my birthday in February and I'm not sure what I wanna do.

Have £16 in vouchers for pizza express, so have suggested going there but unsure what else I want really. May have another look at train to London but I think that will be far too expensive which is a shame.

X

Pinkwhisk

DD,

Its been a while since I last posted.

Financially, we are still crap.

So, this is the month where it all starts again. But this time, we have to stick to it we don't have an option.

I've worked out our budget so we should have £100 left over at the end of April. We get some benefits tomorrow, but we have to stop spending them willynilly on crap we don't need.

I feel better, less stressed than I was.

Food is pur biggest waste. I meal plan, but oh doesn't like knowing what's for tea at the start of the month for the middle of the month, ect. Whicj makes it really bloody hard as we spend 60 a month on takeaway when we can't afford too, and waste money on lunches out and coffees ect.

I feel more determined now than ever, as we have a few things to save up for.

Xx