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Claiming against Barclays Bank PLC FOR PPI
Speedyreedy
Posts: 5 Forumite
Hi
I have read so many articles on the PPI situation I just wondered if someone out there had any idea on whether or not I had a valid cause for complaint against Barclays.I hold two accounts,one is for personal bankin and the other for Business.These have been held for around 20 years and 15 years respectively.I am fairly sure I have been paying PPI on the personal account and just wondered if I had grounds for a claim and the best easiest way of going about it. I have been self employed for over 20 years.
Realise that this is probably all in Martins information on this site but some of it is a bit confusing...to me.Many thanks in advance.
I have read so many articles on the PPI situation I just wondered if someone out there had any idea on whether or not I had a valid cause for complaint against Barclays.I hold two accounts,one is for personal bankin and the other for Business.These have been held for around 20 years and 15 years respectively.I am fairly sure I have been paying PPI on the personal account and just wondered if I had grounds for a claim and the best easiest way of going about it. I have been self employed for over 20 years.
Realise that this is probably all in Martins information on this site but some of it is a bit confusing...to me.Many thanks in advance.
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Comments
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You don't have PPI on a current account (though there might be some on overdrafts? dunno) - PPI is for when you have to make repayments on borrowed money (loan, credit card, mortgage) so do you mean a credit card with them?
With a credit card it is very easy to check if you had PPI - simply look at your statement, every month where you don't pay your balance in full you would have an extra debit for PPI - not there, you didn't have it (it is possible to have it on a CC but never pay it if you pay your card off in full every month)Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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