Would policy cover countries for connecting flights

1211887

Hi all

Quick question!

Im due to head of to Oz and NZ soon and will be sorting my insurance.

I assume it will need to be a single trip (as each trip is over 31 days) or a backpackers one. All good.

My question is.....

Im catching connecting flights in Holland and Singapore. Do I need to list these as countries Im 'visiting'? Im literally just popping through the airports. Or if something where to happen i.e. delayed flight from Singapore, would this be covered in the policy as its technically traveling in order to get to my destination of Australia?

I think Im confusing myself so would be great to get some clarity if anyone knows or can advise.

Thanks!

duchy

I'd list them as you never know when a flight could go tech and you end up overnight there. It shouldn't make any difference to the price.

Ames

You can get an annual policy for trips of more than 31 days. When I was looking there were options for 45 and 60 days. I think it was about £20 more to opt for 60 days. No need to list countries, just tick worldwide.

leylandsunaddict

1211887 wrote: »

Hi all

Quick question!

Im due to head of to Oz and NZ soon and will be sorting my insurance.

I assume it will need to be a single trip (as each trip is over 31 days) or a backpackers one. All good.

My question is.....

Im catching connecting flights in Holland and Singapore. Do I need to list these as countries Im 'visiting'? Im literally just popping through the airports. Or if something where to happen i.e. delayed flight from Singapore, would this be covered in the policy as its technically traveling in order to get to my destination of Australia?

I think Im confusing myself so would be great to get some clarity if anyone knows or can advise.

Thanks!

Whether the policy covers connecting flights is down to the wording of the individual policies. Being covered to stay in a country is not the same as being covered for missing connecting flights.

Gloomendoom

1211887 wrote: »

Hi all

Quick question!

Im due to head of to Oz and NZ soon and will be sorting my insurance.

If you have already booked your flights etc, it would be good idea to get insurance ASAP.

Voyager2002

Firstly: I cannot imagine that spending time in NL or even Singapore would increase the cost of insurance valid for Australia and/or New Zealand. However, do not simply tick "worldwide" because then you would be paying for cover valid in the USA, which is more expensive than insurance for other parts of the world;

Secondly, the cover that you think you need might not be necessary, and is probably not available. If your ticket is for a journey from the UK with changes of 'plane on the way then any issue like missing a connecting flight would be for the airline to resolve, and your insurance company would not get involved. However, if you have bought tickets from NL to Australia and will be buying a separate ticket to get there to begin your journey, then missing your long-haul flight is not an insurable risk: if your positioning flight gets you there late then you need a completely new ticket and no-one will help you.

Ames

All the forms I looked at had worldwide as two separate choices, one including N.America and one without. A price difference of about £100.