Letting property to daughter

davidmcn

xylophone wrote: »

If the daughter were already living with the OP and the OP had to move to rented (for work say) while the daughter was settled in a job local to the property, would the OP be regarded as letting to his daughter if she were paying no rent, just an amount for keep, as used to be commonly the case?

In the above circumstances, would the insurer/mortgagee be happier if the daughter left and the house were left empty?

Maybe not happier, but in any case entitled to treat it as a breach of the conditions of the mortgage/insurance policy, as it will generally be a requirement that the OP continues to occupy the property as their main residence.

xylophone

Maybe not happier, but in any case entitled to treat it as a breach of the conditions of the mortgage/insurance policy, as it will generally be a requirement that the OP continues to occupy the property as their main residence.

I think that if somebody worked away during the week say and returned at weekends or when convenient, it could still be regarded as his main residence?

I know someone whose home is in the north but who works in London during the week - his insurer and mortgagee are aware and content.

davidmcn

xylophone wrote: »

I think that if somebody worked away during the week say and returned at weekends or when convenient, it could still be regarded as his main residence?

Yes it could, but as the OP said they're "moving out" I don't think it's what's happening here.