Advice needed please

jasenhumberton

Hi this is going to be a long post but I really need to explain everything to get the right advice.

(I started this thread last week and feel its may be to old no because no body is responding with advice)

I purchased a house with my father 9 years ago 6 months ago we did a transfer of equity and my father transferred all of the property in to my name with no money involved my father was getting mortgage interest payments from DWP and 50% council tax discount which all have stopped.The reason for the transfer of equity was that my dad is 67 years old on State Pension £190 a week we had been paying a interest only mortgage and wanted to switch to another lender on repayment the problem accrued was that no all lenders said they will only give us a 3 year mortgage because of dads age to pay £140000 which was not possible.

My mother who has been separated from my dad for 18 years lived in a council house which she purchased from the council with my younger brother under the Right To Buy Scheme my brother was the one who payed for the house CASH as mum is on Employment Support Allowance my mum then did transfer of equity and transferred all of the house in to my brothers name with no money involved.

My other has just found out after having problems with memory that she has Dementia it is a very upsetting and critical moment in her life and ours the children. After hearing that mum has been diagnosed with Dementia dad and mum have decided to come back together in the house which me and my dad ounce owned with me.

How will my dads benefits be affected ?
How will my mums benefits be affected?
Mums house which she did transfer of equity with brother will that be affected? or affect mother?

Please people read through this post of mine and give advice as we as a family have been very unfortunate in life and now I want mother a father happy for as long as mum is around. Thank you

Happy New Year to all in advance

Caz3121

were you not given the answers in post 24 of your other thread?

jasenhumberton

(I started this thread last week and feel its may be to old no because no body is responding with advice)

I need more information as said checked on Entitlement benefit calculator both parents will be entitled to £230.85 Pension Credit Guaranteed Credit as a joint claim. Both parents also get DLA as well can parents get any more money?

As mentioned in my 1st post mum and dad are coming together in the house which dad owned ounce with me until transfer of equity. Now i understand that the house my mother owned ounce with my brother will be taken into consideration if mum has to go into Care.

What about the house which i now in my sole name will that be looked at as well if mother has to go in to care in the future?

anmarj

What level of DLA do they get?

Topcat1982

It will be up to the decision maker when the time comes. You will only get opinions on here, same as the other thread.

jasenhumberton

anmarj wrote: »

What level of DLA do they get?

Dad gets high mobility low care
Mum gets high mobility middle care

Thank you

anmarj

jasenhumberton wrote: »

Dad gets high mobility low care
Mum gets high mobility middle care

Thank you

Because of the rate of DLA the only thing would be your dad applying for carers and if he qualifies he would only get underlying enitlement because of the state pension, but it would add a premium to the PC, if they qualify for that.

nannytone_2

anmarj wrote: »

Because of the rate of DLA the only thing would be your dad applying for carers and if he qualifies he would only get underlying enitlement because of the state pension, but it would add a premium to the PC, if they qualify for that.

thats very dependant on the DM not considering that the mother 'gifting' property ro be DoC