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2016 - A year of 16 Challenges
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1. Declutter 2016 items
Probably, I find this one really difficult to keep track of
245/2016
2. Read 16 Books
Read quite a bit last night
5/16
3. Make 3 homemade meals a week
This was achieved last week, new week now though!
0/3
4. 16 no spend days a month
Really should change this challenge as I shop differently now
2/16
5. Exercise 4 times a week (I have signed up to a triathlon in July so this is a must!) The triathlon is for my Duke of Edinburgh diamond challenge and a month before the wedding. Have been having back trouble but need to slowly get back into it!
Yep, every day last week and went for a run this morning
1/4
6. I currently do the VSPC in which I do a daily, weekly and monthly challenge. Daily is on the 1st Jan put £3.66, 2nd £3.65 etc until the 31st Dec is 1p. Have done it opposite to most people as I felt I'd be more enthusiastic in the beginning and also get more interest! Weekly is rounding my bank account to the nearest £10 at the end of every Sunday and monthly is rounding my salary to the nearest £100.
Still haven't done this as HSBC are being weird
7. Clean/tidy for 16 minutes per day
It's not so bad, going to have a big clean/tidy this evening
8. Do at least 3 pages of my Travel scrapbook per month.
2/36
9. Bring a packed lunch at least 11 times this month.
I was really good at this and now I've fallen off the wagon, really need to get back on it.
3/11
10. No buying any unnecessary toiletries and using the stash first
11. When doing craft use up stash in house first, only exception is wedding craft! I have a huge cupboard full of things but always seem to buy new when I want to make something. Allowing the wedding to be an exception as some things I've never had before.
12. Two meal a week to be shopped for in the kitchen cupboards
Completed last week, new week now
0/2
13. Do 16 random acts of kindness that cost nothing
6/16
14. 16 days out with family/friends that doesn't include holidays
10/16
15. 16 days out with H2B that doesn't include holiday
10/16
16. Visit elderly relatives twice a month IN THEIR HOME. I often time a visit to my parents house when I know they'll be there.
3/4 (I have two to visit)My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520 -
1. Declutter 2016 items
Probably, I find this one really difficult to keep track of
245/2016
2. Read 16 Books
No reading yesterday
5/16
3. Make 3 homemade meals a week
Don't really count wedges and vegan sausage rolls as home made...
0/3
4. 16 no spend days a month
Really should change this challenge as I shop differently now
2/16
5. Exercise 4 times a week (I have signed up to a triathlon in June so this is a must!) The triathlon is for my Duke of Edinburgh diamond challenge and a month before the wedding. Have been having back trouble but need to slowly get back into it!
Run and bike yesterday, run this morning. The bike that I did was up a huge hill that's on the triathlon and had been scaring me. Managed to get all the way up without stopping
3/4
6. I currently do the VSPC in which I do a daily, weekly and monthly challenge. Daily is on the 1st Jan put £3.66, 2nd £3.65 etc until the 31st Dec is 1p. Have done it opposite to most people as I felt I'd be more enthusiastic in the beginning and also get more interest! Weekly is rounding my bank account to the nearest £10 at the end of every Sunday and monthly is rounding my salary to the nearest £100.
Still haven't done this as HSBC are being weird
7. Clean/tidy for 16 minutes per day
It looks pretty and sparkly again now
8. Do at least 3 pages of my Travel scrapbook per month.
2/36
9. Bring a packed lunch at least 11 times this month.
I was really good at this and now I've fallen off the wagon, really need to get back on it.
3/11
10. No buying any unnecessary toiletries and using the stash first
11. When doing craft use up stash in house first, only exception is wedding craft! I have a huge cupboard full of things but always seem to buy new when I want to make something. Allowing the wedding to be an exception as some things I've never had before.
12. Two meal a week to be shopped for in the kitchen cupboards
May have been a rubbish meal but it was in the freezer
1/2
13. Do 16 random acts of kindness that cost nothing
6/16
14. 16 days out with family/friends that doesn't include holidays
10/16
15. 16 days out with H2B that doesn't include holiday
10/16
16. Visit elderly relatives twice a month IN THEIR HOME. I often time a visit to my parents house when I know they'll be there.
3/4 (I have two to visit)My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520 -
1. Declutter 2016 items
Probably, I find this one really difficult to keep track of
245/2016
2. Read 16 Books
Read before bed
5/16
3. Make 3 homemade meals a week
Spag bol yum yum
1/3
4. 16 no spend days a month
Really should change this challenge as I shop differently now
2/16
5. Exercise 4 times a week (I have signed up to a triathlon in June so this is a must!) The triathlon is for my Duke of Edinburgh diamond challenge and a month before the wedding. Have been having back trouble but need to slowly get back into it!
Gym this morning:)
4/4
6. I currently do the VSPC in which I do a daily, weekly and monthly challenge. Daily is on the 1st Jan put £3.66, 2nd £3.65 etc until the 31st Dec is 1p. Have done it opposite to most people as I felt I'd be more enthusiastic in the beginning and also get more interest! Weekly is rounding my bank account to the nearest £10 at the end of every Sunday and monthly is rounding my salary to the nearest £100.
Still haven't done this as HSBC are being weird
7. Clean/tidy for 16 minutes per day
It looks pretty and sparkly again now
8. Do at least 3 pages of my Travel scrapbook per month.
2/36
9. Bring a packed lunch at least 11 times this month.
I was really good at this and now I've fallen off the wagon, really need to get back on it.
3/11
10. No buying any unnecessary toiletries and using the stash first
11. When doing craft use up stash in house first, only exception is wedding craft! I have a huge cupboard full of things but always seem to buy new when I want to make something. Allowing the wedding to be an exception as some things I've never had before.
12. Two meal a week to be shopped for in the kitchen cupboards
Yep
2/2
13. Do 16 random acts of kindness that cost nothing
6/16
14. 16 days out with family/friends that doesn't include holidays
10/16
15. 16 days out with H2B that doesn't include holiday
10/16
16. Visit elderly relatives twice a month IN THEIR HOME. I often time a visit to my parents house when I know they'll be there.
3/4 (I have two to visit)My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520 -
1. Declutter 2016 items
Probably, I find this one really difficult to keep track of
245/2016
2. Read 16 Books
More reading before bed
5/16
3. Make 3 homemade meals a week
Freezer food last night
1/3
4. 16 no spend days a month
Really should change this challenge as I shop differently now
2/16
5. Exercise 4 times a week (I have signed up to a triathlon in June so this is a must!) The triathlon is for my Duke of Edinburgh diamond challenge and a month before the wedding. Have been having back trouble but need to slowly get back into it!
Run this morning:)
5/4
6. I currently do the VSPC in which I do a daily, weekly and monthly challenge. Daily is on the 1st Jan put £3.66, 2nd £3.65 etc until the 31st Dec is 1p. Have done it opposite to most people as I felt I'd be more enthusiastic in the beginning and also get more interest! Weekly is rounding my bank account to the nearest £10 at the end of every Sunday and monthly is rounding my salary to the nearest £100.
Still haven't done this as HSBC are being weird
7. Clean/tidy for 16 minutes per day
Cleaned the shower head and dismantled the oven and cleaned that
8. Do at least 3 pages of my Travel scrapbook per month.
2/36
9. Bring a packed lunch at least 11 times this month.
I was really good at this and now I've fallen off the wagon, really need to get back on it.
3/11
10. No buying any unnecessary toiletries and using the stash first
11. When doing craft use up stash in house first, only exception is wedding craft! I have a huge cupboard full of things but always seem to buy new when I want to make something. Allowing the wedding to be an exception as some things I've never had before.
12. Two meal a week to be shopped for in the kitchen cupboards
Yep
3/2
13. Do 16 random acts of kindness that cost nothing
6/16
14. 16 days out with family/friends that doesn't include holidays
10/16
15. 16 days out with H2B that doesn't include holiday
10/16
16. Visit elderly relatives twice a month IN THEIR HOME. I often time a visit to my parents house when I know they'll be there.
3/4 (I have two to visit)My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520 -
Sorry I've not posted in ages, still been reading along though. Promise will try and update more regularly now things are quieter at work; sadly an extra 22 hours a week has an impact on my ability to get anything else done
house looks like a bombsite so off to tackle that now but I shall be back soon
2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.950 -
Hi all, I'm back - did you miss me?
I'm so sorry I haven't posted in ages but life has been cruel these past few months and all my time has had to be taken up doing other things. I sort of lost track as to where I was so I have underestimated my totals up to 29th May.
1. Stash Busting - 144/365 days of no spending Lots of progress made here as I've been busy making lots of bits and bobs. 55 days no spending added
Items made 373/2016 Loads of things made including happiness bags, friendship tea and seeds and pictures - 188 items added
2. Decluttering 577/2016 - Been trying to get rid of at least 10 items a day and sold loads too184 things destashed )
Decluttering sales Me 195 - £456 Dan - 8 - £14 Tash - 1 - £8
3. Make £2016 - £927.75/£2016 Lots of money earned from craft fairs, facepainting, declutter sales,quidco etc - £505.75 added
4. Starting weight 12st 4lb - Weight Now - 12st 0lb Nonew progress - actually I have been really bad so really must start focusing on this part
5. Sealed pot challenge - money been added most weeks
6. NSD - 72/120 Managed at least 20 more
7. Amazon Pot - £129.76/£200 (£29.76 left over from last year) £10 cashed out from GiftHulk
8. 16 outlets - 4/16 - Really pleased with my progress on this one - sold at more craft fairs, am now renting a space in two local shops (only just started with one so have not made shelf money back yet so will not count this one until I do),sold on my business facebook page and from a facebook networking page so adding three more to my total
9. Store Cupboard Challenge 37/52 At least 8 store cupboard meals in the last two months
10. New meals 3/12 - tuna fishcakes, savoury bread and butter pudding & savoury pancakes No new progress
11. Flylady Challenge 126/352 Housework done everyday (even if it was only a tiny bit each day
12. Handmade Christmas 1/50 No new progress
13. Save/pay off 16k - £6610.41/£16k Really proud to say that through my earnings, savings I've made, interest etc we have managed to add a further £2871.36 to the savings account
14. Project Life 3/13 Done a little bit more but still not finished March yet or even started April and May
15. Quality Time 27/52 Have managed some quality time with the kids
16. Phoning Parents - 19/52 Not been as good at this as I should have - another 6 calls made
So now that June is nearly upon us I am determined to get back on track.
Well done o those of you who have managed to stay on track for the whole of the year so farMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Nice to see you back craftingmad, you seem to have made some really good progress.
1. Declutter 2016 items
Have done loads of this in the last week and the house is definitely looking emptier
245/2016
2. Read 16 Books
Laid on my hammock and read for quite a while yesterday, was lovely in the sun
5/16
3. Make 3 homemade meals a week
New week yesterday but started well!
1/3
4. 16 no spend days a month
Really should change this challenge as I shop differently now
2/16
5. Exercise 4 times a week (I have signed up to a triathlon in June so this is a must!) The triathlon is for my Duke of Edinburgh diamond challenge and a month before the wedding. Have been having back trouble but need to slowly get back into it!
Exercise is going really well, but I have developed runners knee which is a shame. Concentrating on strength now in the last 2 weeks of build up.:)
1/4
6. I currently do the VSPC in which I do a daily, weekly and monthly challenge. Daily is on the 1st Jan put £3.66, 2nd £3.65 etc until the 31st Dec is 1p. Have done it opposite to most people as I felt I'd be more enthusiastic in the beginning and also get more interest! Weekly is rounding my bank account to the nearest £10 at the end of every Sunday and monthly is rounding my salary to the nearest £100.
Still haven't done this as HSBC are being weird
7. Clean/tidy for 16 minutes per day
As I say above I've decluttered a lot and it's pretty sparkly at the moment:)
8. Do at least 3 pages of my Travel scrapbook per month.
2/36
9. Bring a packed lunch at least 11 times this month.
So May was really bad! Oh well, start a fresh tomorrow.
3/11
10. No buying any unnecessary toiletries and using the stash first
11. When doing craft use up stash in house first, only exception is wedding craft! I have a huge cupboard full of things but always seem to buy new when I want to make something. Allowing the wedding to be an exception as some things I've never had before.
12. Two meals a week to be shopped for in the kitchen cupboards
Yep
1/2
13. Do 16 random acts of kindness that cost nothing
6/16
14. 16 days out with family/friends that doesn't include holidays
11/16
15. 16 days out with H2B that doesn't include holiday
11/16
16. Visit elderly relatives twice a month IN THEIR HOME. I often time a visit to my parents house when I know they'll be there.
4/4 (I have two to visit)My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520 -
Well done rdone. Your challenges are going well
Here's my progress for yesterday and today (well more for yesterday as I enjoyed a day out with my son today while his sister was round a friends)
1. Stash Busting - 146/365 days of no spending NSD yesterday and today went into city today and did not spend anything on craft - really proud of myself as the old me would have bought lots of bits and bobs which I really didn't need
Items made 373/2016No new items made
2. Decluttering 771/2016 10 things decluttered yesterday including broken coathanger, 3 ripped primark bags and an old Ikea catalogue
Decluttering sales Me 195 - £456 Dan - 8 - £14 Tash - 1 - £8
Waiting on selling 27 items from craft decluttering for £13 but wont count until collected around 11th June
3. Make £2016 - £932.04/£2016 Got an order from Facebook yesterday for a purse so posted off today and made £4.29 profit
4. Starting weight 12st 4lb - Weight Now - 12st 0lb Best not talk about this - chocolate and crisps yesterday and KFC today- MUST TRY HARDER!
5. Sealed pot challenge - money started to be added 55p added yesterday
6. NSD - 73/120 NSD yesterday but a spendy day today treating son and buying birthday presents for daughter. Managed to avoid buying too much though and only bought what was on list and what we needed
7. Amazon Pot - £129.76/£200 (£29.76 left over from last year) Swagbucks & Gifthulk yesterday including meeting swagbucks target
8. 16 outlets - 4/16 Good news I have sold £7.50 in my first 5 days at the new shop I am renting a shelf in so I only have to sell £2.50 more in the whole of June before I can declare this outlet as well:)
9. Store Cupboard Challenge 39/52 Made Enchilatas last night using kit I've had for a while and reduced chicken from freezer and tonight will be something quick and simple from store as well
10. New meals 4/12 - tuna fishcakes, savoury bread and butter pudding, savoury pancakes & chicken Enchilatas Chicken Enchilatas last night -I loved them but neither of the kids were that keen
11. Flylady Challenge 128/352 Housework done on both days
12. Handmade Christmas 1/50 No new progress
13. Save/pay off 16k - £6610.41/£16k No new money paid in
14. Project Life 3/13 No new progress
15. Quality Time 29/52 Yes played dominoes yesterday and shopping today looking in all the shops they wanted. Also enjoyed time at the library today
16. Phoning Parents - 19/52 They are due to phone me tonight as they are out on a trip all dayMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Hi everyone,
I'm posting now as my parents are coming later today to stay until Friday, I'm having sofas delivered tomorrow and Friday is my daughter's birthday so going to the cinema with 6 of her friends and then having a sleep over so if I don't post for a few days at least you know why.
Here's my efforts for today:-
1. Stash Busting - 147/365 days of no spending No craft spending for me and I really need to make a card for my daughter and MIL who is having an operation today
Items made 373/2016
2. Decluttering 801/2016 Really proud of myself today. Got rid of loads of bits and bobs including old maths books of mine which my parents had decluttered onto me, a 2012 diary, 2012 catalogue and loads of magazines. Lost track after 30 items but two full black bin bags gone from house today
Decluttering sales Me 195 - £456 Dan - 8 - £14 Tash - 1 - £8
3. Make £2016 - £932.04/£2016 Claimed a £15 swagbucks voucher today but won't count until actually received. Also booked 5 mystery shopping jobs for the next few days
4. Starting weight 12st 4lb - Weight Now - 12st 0lb Not been good today
5. Sealed pot challenge - money started to be added £6.01 added today from money I found whilst decluttering lounge
6. NSD - 74/120 NSD for me today
7. Amazon Pot - £129.76/£200 (£29.76 left over from last year) Swagbucks and Gifthulk targets met. Waiting for £15 voucher to arrive before adding to total
8. 16 outlets - 4/16 No new progress today
9. Store Cupboard Challenge 40/52 Yep dinner will be sausage and mash tonight from freezer/stores
10. New meals 4/12 - tuna fishcakes, savoury bread and butter pudding & savoury pancakes This won't happen for a few days as dad staying and he is a real egg & chips man
11. Flylady Challenge 129/352 Massive tidy up and hovering session today
12. Handmade Christmas 1/50 No new progress
13. Save/pay off 16k - £6610.41/£16k Found £155 whilst tidying today so will count this once I have paid it into the bank and transferred it
14. Project Life 3/13 No new progress[/COLOR]
15. Quality Time 29/52 No
16. Phoning Parents - 20/52 Spoke to them briefly before they arrive todayMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
1. Declutter 2016 items
More done yesterday, still couldn't even guess at the amount though!
245/2016
2. Read 16 Books
Sat and read for quite a while instead of watching TV which was nice. H2B is revising for final accounting exams so thought I'd join him in reading. Mine was much more interesting though!
5/16
3. Make 3 homemade meals a week
Tuesday was good, went out with the girls for one of their birthdays last night
1/3
4. 16 no spend days a month
Really should change this challenge as I shop differently now
2/16
5. Exercise 4 times a week (I have signed up to a triathlon in June so this is a must!) The triathlon is for my Duke of Edinburgh diamond challenge and a month before the wedding. Have been having back trouble but need to slowly get back into it!
Gym and cycle yesterday. Did most of my triathlon route and was happy with the time. Want to do the last bit just so I know I can do it in my head
3/4
6. I currently do the VSPC in which I do a daily, weekly and monthly challenge. Daily is on the 1st Jan put £3.66, 2nd £3.65 etc until the 31st Dec is 1p. Have done it opposite to most people as I felt I'd be more enthusiastic in the beginning and also get more interest! Weekly is rounding my bank account to the nearest £10 at the end of every Sunday and monthly is rounding my salary to the nearest £100.
Still haven't done this as HSBC are being weird
7. Clean/tidy for 16 minutes per day
As I say above I've decluttered a lot and it's pretty sparkly at the moment
8. Do at least 3 pages of my Travel scrapbook per month.
2/36
9. Bring a packed lunch at least 11 times this month.
Not good so far!
0/11
10. No buying any unnecessary toiletries and using the stash first
11. When doing craft use up stash in house first, only exception is wedding craft! I have a huge cupboard full of things but always seem to buy new when I want to make something. Allowing the wedding to be an exception as some things I've never had before.
12. Two meals a week to be shopped for in the kitchen cupboards
Yep
1/2
13. Do 16 random acts of kindness that cost nothing
6/16
14. 16 days out with family/friends that doesn't include holidays
12/16
15. 16 days out with H2B that doesn't include holiday
11/16
16. Visit elderly relatives twice a month IN THEIR HOME. I often time a visit to my parents house when I know they'll be there.
New month
0/4 (I have two to visit)My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520
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