Skinny Latte's Mortgage Mugging

gallygirl

'They' (whoever 'they' are) always used to say you should leave a fridge 24 hours for the gas to settle before switching if on. Not sure if that's still the case, or if there was ever any truth in it?

hiddenshadow

I didn't really understand the point of our milk frother as I don't drink coffee, but then I discovered chai tea latte mix. Should try hot chocolate, too.

(For anyone looking for a bargain - £1 from IKEA!)

greent

Skinnylatte wrote: »

Finally, after a very long search purchased a new fridge freezer, £100 off gumtree, I get it home, all filled up and plugged in, looks fab and has lots of space...then starts making this wirring sound, after lots of googling it might need a new fan. The current plan of action is to leave it for a few days and see if a) it goes away or b) I get used to it.

Is it a Samsung?

Skinnylatte

Kittenkirst wrote: »

That's a bit sucky about the freezer- hope it settles itself down!

I love my milk frothier-was worried it'd b a fad style appliance but I use mine every weekend for quick posh coffees

hiddenshadow wrote: »

I didn't really understand the point of our milk frother as I don't drink coffee, but then I discovered chai tea latte mix. Should try hot chocolate, too.
(For anyone looking for a bargain - £1 from IKEA!)

The milk frother was indeed a fad, I need to sell it!

gallygirl wrote: »

'They' (whoever 'they' are) always used to say you should leave a fridge 24 hours for the gas to settle before switching if on. Not sure if that's still the case, or if there was ever any truth in it?

greent wrote: »

Is it a Samsung?

The freezer died a very un dignified death shortly after purchase, and was replaced by a very cheap but stylish brand new model with a 3 year warranty!

Skinnylatte

Well four months...where did that go? I've written in this diary a hundred times at least in my head, but its never got as far as the key board, and why not? I think that's because I've just not been very good at the frugal thing recently, in fact for a while, in fact since I paid off my debt.
The interest free debt I took to pay for some home improvements nearly 2 years ago, assuming I'd pay it back in 12 months, still has £4500 left to go, and I've only made £400 in mortgage overpayments since I took it out a year ago. So my morgage mugging is no more than a light tickle
SO what have I been spending my money on over the last 4 months? Well, some very sensible home improvements like work on the drive which now gives us parking for 3 cars not 2, a revamp of the patio, horrid old pavers up and shiny new gravel down (3 tonne shifted with my own fair hands) and a brand new shiny bathroom, that I've not yet had the bill for, but will deplete my emergency fund, not to mention having to have the electrics upgraded at £850 :eek:
Well that's the sensible stuff, I also admit to spending to much on clothes, shoes, posh nights out and holidays (did I mention the new car?)
I've fallen off the wagon, regressed, relapsed, degenerated
I don't have a plan to get back on track, but I need one. I must do another SOA and take stock. I'll be back soon. :embarasse

hiddenshadow

Good to see you back, SL! At least you spent some money on useful home improvements - that should increase the value of your house a bit as well?

Always sobering to have to re-analyse spending/budget, but every time I do I find it worthwhile in the end.

shangaijimmy

And you had the house improvements from a position of financial strength. Relighting of LBM and you'll be into it with renewed vigour!

Kittenkirst

I'm still using my milk frother every weekend which helps me to stay out of Starbucks as much as I can!

Glad to see you back SkinnyLatte, sounds like you've got loads of home improvements sorted which sound fab don't be too hard on yourself re lapsing recently, get back on it and you'll do great!

Skinnylatte

Aw such lovely support on here, I think the LBM it on the horizon, tho spent £32 on a takeaway tonight so poor. Need to sort it out

Skinnylatte

OMG spent £150 on a new coat, what am I doing. I've joined shopaholics reunited