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Floor problem in newly bought flat

Hi all,

I don't even know where to start with this so I decided to start with the trusty MSE forum!

I've just bought a flat in a converted listed ( grade II) buidling which was built in 1890 and converted to flats in 2004.

On taking up the bathroom Lino we have discovered it is not safe and shoddy plasterboard has been cheaply, unsafy put over the loft insulation. Someone better with these things than me reckons it will be in breach of building regulations.

There is no flat below me as its first floor and underneath is a communal area.

Am I liable for this or is the freeholder? It's my floor but technically also their ceiling...

All thoughts welcomed!

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    cublet wrote: »
    Hi all,

    I don't even know where to start with this so I decided to start with the trusty MSE forum!

    I've just bought a flat in a converted listed ( grade II) buidling which was built in 1890 and converted to flats in 2004.

    On taking up the bathroom Lino we have discovered it is not safe and shoddy plasterboard has been cheaply, unsafy put over the loft insulation. Someone better with these things than me reckons it will be in breach of building regulations.

    There is no flat below me as its first floor and underneath is a communal area.

    Am I liable for this or is the freeholder? It's my floor but technically also their ceiling...

    All thoughts welcomed!
    I would say the freeholder is liable to fix the buildings structure which would include a high density fibreboard floor and certainly not plasterboard. You are liable for the floor covering but you've got have a decent floor to cover in the first place.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Doozergirl
    Doozergirl Posts: 34,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HappyMJ wrote: »
    I would say the freeholder is liable to fix the buildings structure which would include a high density fibreboard floor and certainly not plasterboard. You are liable for the floor covering but you've got have a decent floor to cover in the first place.

    ... But freeholders aren't liable to pay for anything, so the funds will come from the leaseholders!
    Everything that is supposed to be in heaven is already here on earth.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Doozergirl wrote: »
    ... But freeholders aren't liable to pay for anything, so the funds will come from the leaseholders!

    That's true...everyone in the whole building will in time pay for the repair. Cheaper than paying for it themselves.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • eddddy
    eddddy Posts: 18,175 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hopefully, your lease will clarify the situation.

    As an example, I have a lease which explains that the floor and joists are my responsibility, but the plaster fixed to underside the joists is the responsibility of the owner downstairs.

    Similarly, I'm responsible for the plaster on my ceiling, but not the joists above the plaster.
  • KiKi
    KiKi Posts: 5,381 Forumite
    Part of the Furniture 1,000 Posts
    Agree, you need to look at your lease to see what elements you're responsible for, and what the freeholder is responsible for (albeit charging any repairs to the leaseholders as a group).
    ' <-- See that? It's called an apostrophe. It does not mean "hey, look out, here comes an S".
  • teddysmum
    teddysmum Posts: 9,529 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    This looks like another case of not having a survey. Surely essential with such an old building ?
  • Bogof_Babe
    Bogof_Babe Posts: 10,803 Forumite
    teddysmum wrote: »
    This looks like another case of not having a survey. Surely essential with such an old building ?

    Would a surveyor have taken the bathroom lino up?
    :D I haven't bogged off yet, and I ain't no babe :D

  • cublet wrote: »
    Hi all,

    I've just bought a flat in a converted listed ( grade II) buidling which was built in 1890 and converted to flats in 2004.

    On taking up the bathroom Lino we have discovered it is not safe and shoddy plasterboard has been cheaply, unsafy put over the loft insulation. [...] Am I liable for this or is the freeholder? It's my floor but technically also their ceiling...

    Any new leasehold owner could fast track their knowledge by searching here...

    http://decisions.lease-advice.org/

    for the word "Breach" and be amazed at their vulnerability.

    I don't fully follow the description of the bathroom floor but I would advise to carefuly read the lease as others say and be confident the previous flat owner didn't do the shoddy work without any needed written consents (landlord's most importantly).

    The buyer inherits any breach. If you find the problem could be 'local' to the flat owner, might be best to have the floor reinstated to match other floors in the demise and quickly lay that lino again (unless you must have carpeting of course!).

    Leasehold ownership can be a tough gig sadly.
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