Is online banking safe?

omnipeta

Thank you to all who replied, I feel much better now :-)
Happy New year to you all, thank you.

darkidoe

Online banking is like a secret. Only you know about it. If there's anything going wrong with the account and you haven't let the cat out of the bag, the problem will be on the bank's end. The best thing about it, you know its not you.

Kernel_Sanders

DCFC79 wrote: »

you would be at the mercy of waiting for the monthly statement to then spot any irregularities.

Indeed, and at least one bank actually denies text notification of large withdrawals or new payments to those without internet banking.

chucknorris

Online banking is definitely not safe, my aunty was using online banking and a piano fell on her head.

chris_m

chucknorris wrote: »

Online banking is definitely not safe, my aunty was using online banking and a piano fell on her head.

Sounds like a good plot for a modern version of The Goon Show :T

bsms1147

Rapport is essentially spyware. You couldn't pay me to install it.

NectarCollector

Online banking becomes most unsafe imo, when people fall victim to scams (ie being asked to transfer money into a bank account) for various reasons. Have your wits about you and some common sense and you shouldn't have any problems.

Also install and subscribe to a good anti virus program

anoncol

bsms1147 wrote: »

Rapport is essentially spyware. You couldn't pay me to install it.

I'm off the same opinion, having researched it a lot myself. I've sent secure messages to banks as well about it's benefits to the end user and you can't get anything sensible out of their tech dept who probably don't have a clue any way because they didn't even write it.

lee111s

I sell tin foil hats at £10 each. Message me for details.

cambermam

NectarCollector wrote: »

Online banking becomes most unsafe imo, when people fall victim to scams (ie being asked to transfer money into a bank account) for various reasons. Have your wits about you and some common sense and you shouldn't have any problems.

Also install and subscribe to a good anti virus program

Yep - and to add to this, don't ever click links in an email asking you to login and rectify an issue with an account - a bank will never (or should never) ask you to do this.