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Section 75 of the Consumer Credit Act.

The.Far.Tall.Knight
The.Far.Tall.Knight Posts: 114 Forumite
Home Insurance Hacker! Cashback Cashier
in Credit cards
I have a curiosity about Section 75 of the Consumer Credit Act, if I buy something off ebay over £100 using my credit card and it isn't as described or item not received and seller has just done a bunk can I claim under Section 75 of the Consumer Credit Act

Bearing in mind I wouldn't have used paypal to pay, paid straight from credit card

ta

as per thread question 1 vote

yes
100% 1 vote
no
0% 0 votes

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't see any problems, but...
    If you pay by a card, why can you not use a primitive chargeback instead?
    I don't think that you can pay by a card on e-bay.
  • dj1471
    dj1471 Posts: 1,969 Forumite
    Part of the Furniture 1,000 Posts Home Insurance Hacker!
    grumbler wrote: »
    I don't think that you can pay by a card on e-bay.
    You can, it's fairly new following eBay and PayPal being split into separate companies.

    As far as S75 goes, it's debatable whether eBay purchases would be covered for the same reason PayPal purchases aren't - you're paying eBay, not the seller.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    you can but its a pain in the !!!, as like me the order never turned up it refers you to paypal even as their is no transaction there
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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