2016 Frugal Living Challenge

bmma

it has been ages since I had clootie dumpling Frugaldom- I can see it and nearly taste it:j
NSD today = 11
made home made soup
made vegan butter
made a simple jam
made bread and rolls
made shortbread
that should last the week-end at least!
finished nice red hat yesterday evening just in time for today's heavy frost and icy wind-lovely and warm x

lcc86

I've had 4 NSD's this week but had to spend £50 at the vets this evening. I may need to spend more but hoping it wont be too much. Overall though have done very well this week.

[Deleted User]

Well my Mr T bargain hunting went well tonight. Got £44.66 worth of groceries for £11.80. Not a coupon in sight, it was all reduced stuff.

Highlights include 2 x 600g steak mince for £1.40, £3 pizza for 90p, tin of shortbread £4 reduced to 75p, cold meat £3.06 for 90p. Also stocked up on reduced bread, rolls, crumpets.

Food plan will be done based on what we bought tonight. We will probably use one of the minces to have spaghetti bolognaise or chilli during the week.

onamission2016

Hello
Please can I join . Very new to this but already picked up some great ideas , looking forward to living a little more frugally. will work budget in next few days .

cw18

Welcome aboard to all 'newbies' - it's NEVER too late to join in and work on your frugality

lynnejk

Evening all and a warm welcome to all the new peoples :hello:

determined_new_ms wrote: »

...............
I take home just under £600 a month so need additional income of about £100 a month to make things stack up. For the last 2 months I have been doing this through doing ms-ing - but jeez it's so dull! ........

Maybe you could take a look at/join this thread


Make £10 a day Challenge January 2016~ Brand New Year,New Start, Everyone welcome


Another one you might find helpful and supportive is

January 2016 Grocery Challenge


Good luck with the challenge and look forward to hearing about your progress
Lx

COOLTRIKERCHICK

Does anyone else do ' save the change' with their bank?? Lloyd's have a thing where they will round up any payments you make to the nearest £, and put the diff in a separate saving account??

Also I have a cc with nothing owing on it, and they have sent me a letter saying I can have money transfered to my current account for a 3% fee with no interest for 12 months, I am thinking instead of using my money to make the most of the tsb 5% interest on the money in the current account, use this money, and would still make 2%

To me being frugal is also being frugal, and squeezing very penny out of the money you got including it making it work for you...

bmma

hi NSD today = 12 x

lynnejk

COOLTRIKERCHICK wrote: »

Does anyone else do ' save the change' with their bank?? Lloyd's have a thing where they will round up any payments you make to the nearest £, and put the diff in a separate saving account??

Also I have a cc with nothing owing on it, and they have sent me a letter saying I can have money transfered to my current account for a 3% fee with no interest for 12 months, I am thinking instead of using my money to make the most of the tsb 5% interest on the money in the current account, use this money, and would still make 2%

To me being frugal is also being frugal, and squeezing very penny out of the money you got including it making it work for you...

Using money to make money is always good.


Oct 2014 I had a couple of probs with my bank (their fault) and as compensation they offered me 18 months interest free on my cc. I have maxed it out and bunged it all in 5% TSB accounts - making interest on it and it's there to pay back if I haven't raised enough to pay off the cc by the end of April
Lx

COOLTRIKERCHICK

I had a problem with the of internet banking, and it was the lady on the phone that mentioned it's their 5-5-5 accounts

5% cash back ( which you lovely people gave me the heads up to)
5% interest paid monthly on funds up to £2000.
5% on their saving account when you deposit up to £250 per month for a year..

We worked it out if you have £2000. In your current account you will get approx £7 per month
The savers account if you put the Max in every month that's approx £55 interest at the end if you are a tax payer..

So will a bit of juggling think it's a win, win situation..

I like making money out of other banks money lol