2016 Frugal Living Challenge

bmma

Hello NSD today =5
Freebies 1 large tub of pringles
a bag of home made scottish tablet
and a box of crispbreadx
running total = £1913.21p

Savvy_sewing

So today I used the link here on MSE to switch my main bank account to First Direct. Eventually once it's sorted and everything is switched I will get £150 cash back and if I pay in £1,000 a month then I will get another £10 a month credited as far as I can see. If after 6 months I am not happy I can switch and also be paid more money.
So hopefully it will go smoothly, I can consolidate my accounts and close the old ones. My money is currently stretched across two bank providers and several accounts with each of them.

[Deleted User]

Hi Mooloo, I switched over a few days ago to First Direct to take advantage of the £150 offer too. So far its been smooth and the new account details and cards have arrived.

As far as I can see you don't get a further £10 per month for paying in £1000 per month - instead paying in the £1000 per month OR having a balance of £1000 in the account means you do not have to pay the usual fee they charge for the account which is £10 per month.

Savvy_sewing

bargainhunterss wrote: »

Apologies if someone as already said this, or if you've sorted out what you are going to do (haven't read through the thread yet!) but the trick we use is to cancel sky (you can still have the freeview channels with the sky box), and then they usually send you a 50-60% off offer after a week or two to try and entice you back! Worth a go...nothing ventured and all that! :money:

Edit: you don't need a freesat box as once you cancel sky you get a lot of free channels on your old sky box (a few missing from normal freeview like Film4 but most of them!)

I rang to cancel, and got a deal which cuts my bills and keeps my broadband and phone, and a basic package for 10 months. It will save me £338 this year.

Savvy_sewing

[Deleted User] wrote:

Hi Mooloo, I switched over a few days ago to First Direct to take advantage of the £150 offer too. So far its been smooth and the new account details and cards have arrived.

As far as I can see you don't get a further £10 per month for paying in £1000 per month - instead paying in the £1000 per month OR having a balance of £1000 in the account means you do not have to pay the usual fee they charge for the account which is £10 per month.

Ok thanks. Still got to be a better option then staying where I was.
I have delayed the date till 22nd as I'm away next weekend abroad so I didn't want any hiccups while away.

I will think about credit card tarting when I get back.

FunBrum

Hi fellow frugalites!

My goodness...so many freebies forme today!
Green and blacks chocolate bar.
Two posh chocolate biscuits, individually wrapped.
A pair of Ugg boots to put in the carboot sale.
My niece has just given me a 52" flat screen tv!:j

I haven't spent a penny of my own money for almost a week and I'm finding it exciting and surprisingly easy so far.:D
This weekend will be interesting though as t h e farmers market is on the village green on Saturday. Lots of temptation there.;)

Some more direct debits should be coming out if my back this weekend so I will update my totals then.:)

Shortie

Evening all

Been a busy time for us here and have been trying to be goodwih money (though a fast food dinner out snuck in today). We have menu planned until my next pay day and will need to go shopping for the meals.

My eldest was in hospital for a planned op earlier in the week and I put money aside for food etc that hasn't been spent (we took our own food in and didn't buy much extra). Hoping to put that into savings

Actually... I'll move it over now..

My two boys like jelly and I found some orange jelly sachets so made one up with some orange pieces added. Hoping it sets and hen stays set in my youngests lunch box tomorrow and doesn't become a dribbley mess :eek:

bmma

NSD today = 6
thinking of baking today,weather rain and windy x

FunBrum

Im out this evening for a very frugal meal.
It's my friends birthday and I have a £20 gift voucher for a certain restaurant chain,plus they have 25% off the whole bill. I've just been informed that he will also get a free dessert as its his birthday! Cheers!:beer:

BettyBoof

I spent £15 on a big branded non-stick stew/soup pot today but I'm thrilled as it was reduced from £30 and I'll save lots of money by making more of my own soup. (I have been using a small pan but it was such a hassle that I wasn't doing it very often and resorted to buying soup and stock too often.)

I'm going to make tomorrow a NSD - putting it on here to make me more accountable!

Enjoy your night out Fun Brum!