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Insurer cancelling policy
Rolandtheroadie
Posts: 5,102 Forumite
in Motoring
Just a quickie, as I wont be able to get hold of them before Monday at least, assuming they're open Monday.
Car written off and the policy has paid out.
I'd hope to get a replacement organised, but I've not been able to do so. They were going to continue the policy until my renewal date if I informed them of a replacement car within a month.
As this hasn't happened, I've a 7 day notice of cancellation through the post today.
With "insurance cancelled" being a question insurers ask about, I'm wondering if I can get the policy to be considered completed due to the claim?
Car written off and the policy has paid out.
I'd hope to get a replacement organised, but I've not been able to do so. They were going to continue the policy until my renewal date if I informed them of a replacement car within a month.
As this hasn't happened, I've a 7 day notice of cancellation through the post today.
With "insurance cancelled" being a question insurers ask about, I'm wondering if I can get the policy to be considered completed due to the claim?
0
Comments
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Monday is a Bank Holiday.0
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Can you not put a car on the policy within a month of the write off date?
It will stop the cancellation and save you money (They will not refund the unused premium0 -
Cancel the policy yourself, that will sort it.0
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No refund expected, the policy has done what it was purchased to do.
I just don't want an insurer cancellation on some database somewhere.
I also don't want to say it's me cancelling the policy as there could be extra payments to be met.0 -
Just cancel it yourself.0
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straighttalker wrote: »Just cancel it yourself.
So the T&C's involved when you cancel a policy won't count?0 -
Rolandtheroadie wrote: »So the T&C's involved when you cancel a policy won't count?
What terms?
Just cancel it, you won't be due a refund as they've paid out. Either do it online or by email and send the certificate back.0 -
This cancellation won't be one that you have to disclose to other insurers.Rolandtheroadie wrote: »With "insurance cancelled" being a question insurers ask about, I'm wondering if I can get the policy to be considered completed due to the claim?
You are having it cancelled as you no longer have a vehicle to insure, not due to any default.
You are worrying unnecessarily.0 -
BykerSands wrote: »What terms?
£50 to the broker and whatever the insurer wants over and above this for a cancelled policy.0 -
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