help!

hammynotouchy

Hi all, I have never spoken about any personal problems before on this sort of thing! I am in alot of debt and its ruining my life. I have been really bad with money since I can remember and its now effecting everything I love including wether my other half of 8 years is going to stay with me. He is understandably upset, feels let down, cant trust me and has had enough. He is the sweetest, loving and able man but I just cant get myself out my hole. I am depressed and we have had a rocky relationship with other issues over the last 3 years including his health. We both feel like we have wasted our 8 years and could have been in an entirely different situation with a house, holidays etc...... I was self employed and as such I buried my head in the sand regarding money as I couldnt earn enough and just accepted and paid each overdue bill. I am in a 'proper' job now and in a worse situation!! Please any advice would be very much appreciated im so low and he is o the edge of walking away.

Upsidedown_Bear

Hello and welcome to MSE :hello:

This is the Debt Free Diaries board. If you post on the main Debt Free board people will be able to help
http://forums.moneysavingexpert.com/forumdisplay.php?f=76

going_nowhere_fast

You have taken the first step which is facing the problem.

Post an SOA on here for advice or contact step change. You'll start to feel better when you have a plan to tackle the debts.