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2016 mfw
Comments
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overpayment of £1,596.10 today - bonus payday
Baby Step 1 - £1k Emergency Fund - COMPLETE
Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
Baby Step 4 - Put 15% into Pension
Baby Step 6 - Pay off the Mortgage early
Baby Step 7 - Live like no-one else
0 -
#46 - updated March O/P
Cant beat you R/T, thats a great O/P!
Total O/P for March is now £527.26, making a total for the year of £795.81.
Almost 23% of my target for the year, so 'kind of' on track
Hoping to eek out a bit form the food budget next week.....but not sure if thats possible yet.
Thanks Locevak.
MMMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!0 -
#80
£871 for march please
Thanks0 -
2016 mfw #36: O/P for March: £1620
Thanks0 -
2016 mfw no. 39 reporting a total OP for March of £224.00.
Thank you!MFW Challenge 2019 - £2,420 / £2,420 - 100% :T0 -
Hi one and all
No 73 reporting an overpayment of £500 for March, it feels good
Happy easter0 -
Number 30
March overpayment.
£1960
ThanksMortgage Start - August 2013 £145,000 ************ Balance at April 2017 - £59,000
Target - Overpay by £2,500 each month ************** Mortgage free by December 2018!0 -
Whoops-number 5 reporting in, usual op of £256 made for Feb and £256 March. Sorry for delay in reporting in! And thanksMortgage free 04/03/2025. Thanks to this site and lots of overpayments bit by bit.
Next stop: house repairs, holiday fund, replace our very old cars, more financial security/early retirement savings.🤞0 -
#97 here with £250 overpayment for March.
Thanks Lomcevak0 -
Spreadsheet updated -hopefully we're all having a relaxing long weekend
:easter::icotbaske
edit: hopefully i've got everybody's updates, MSE is behaving strangely for me. When I first logged in I could only see a couple of updates on the thread, then as I hit post I could see a couple more. I refreshed and saw more again... :huh::huh:
As always, if I've missed anybody or got it wrong then let me know and i'll fix it
rasputin_thorpedo wrote: »I'm new here and am not sure what to do - am I telling you my total overpayments expected for the year?
If so that is 12,389.37.
And have so far overpaid £2,679.25 versus my plan of £2,285.45! £1,031.09 in Jan and £1,607.16 in Feb
Welcome aboard! You're #74, I've added your target and overpayments to date - good luck!0
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