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2016 mfw

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  • #20 reporting a £499 op total for March :-)

    Hi all, lovely to see everyone doing well with the o/p's so far this year!! Keep up the good work!
    Mortgage as at Oct 24: £93,311
  • linzipinz
    linzipinz Posts: 65 Forumite
    No 71 reporting an overpayment of £ 407.45 for march and total of £2222.70 for 2016
    Initial mortgage £101,700 Jan 2016 initial end date Aug 2038
    Current mortgage end of March 2016 £95889.58 Aim to pay mortgage off by 2025
    Over payments since Jan 16 £5169.79 :rotfl:
  • Early OP for March.
    Saving stream resolved a debt and paid out.
    £140 paid so far for #10

    Thanks lomcevak

    MIB
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • ang4k
    ang4k Posts: 61 Forumite
    Hello
    No 17 with a 100 pound total overpayment for Feb. Some catching up to do but doable I hope ��
    MFiT-T4- reduce mortgage from 61000 to 40000
    2018 MFW no 17 : 8000/10100.00. 2019 MFW no 17: 2150/8000
    MFIT-T5-completely clear my £35000.00 mortgage
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 337 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 5 March 2016 at 8:25AM
    Hi!


    #46..... this month's overpayment to date is £342.59. Total for the year is £1230.59.....


    Daily interest is now down to £16.53 (from £17.29 at the start last Feb).


    Might be able to scrape a bit more at the end of the month - here's hoping. Would love to get to £400 this month.


    Lomcevak - final O/P for Feb was £168.42

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry for the lack of update last weekend, life got in the way - advance notice that i'm on a flight to the states tomorrow too so won't be here for an update next weekend either, but for now i've caught up and we're up to date :)

    Well done all on some great OPs, large and small, given me a nice motivation boost when I was feeling a bit fed up with it all - as always, if i've missed anyone out or made a mistake then let me know and i'll fix it

    Durban - sorry to hear about your change in circumstances, hope all's ok and well done for staying in the challenge

    anna42hmr - i've updated your target, good luck!

    norfolkdream - it's getting very close, very exciting :)

    Mortgage Minimiser - I have you down as £611.14 for the year (£100.13 for Jan, £168.42 for Feb, £342.59 for Mar), not the £1230.59 you quote, did I miss an update somewhere?
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 March 2016 at 9:26AM
    On a personal note, my standard £600 has gone out for March - my good intentions for Feb never really materialized, but I did boost things by an extra £177.79 thanks to a mixture of cashback and a few little savings here and there. I'm behind the curve at the moment, but like a few others I have hopes that it'll pick up later in the year


    edit: just realized that if I can find another £75 this month it will take me to £129,999.99 so another mini-milestone passed. Off to search behind the sofa :)
  • Hi everyone. Just stopping by with an op update total of £745.17 for February.

    Thanks Lomcevak. :)

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Lomcevak wrote: »
    On a personal note, my standard £600 has gone out for March - my good intentions for Feb never really materialized, but I did boost things by an extra £177.79 thanks to a mixture of cashback and a few little savings here and there. I'm behind the curve at the moment, but like a few others I have hopes that it'll pick up later in the year


    edit: just realized that if I can find another £75 this month it will take me to £129,999.99 so another mini-milestone passed. Off to search behind the sofa :)


    Love this :T- been my sort of thinking for a good few months now :D keeps me motivated, cause then I tell myself the following week I'm sure I can find the £9.99 :D and so it goes on ........ :rotfl:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Lomcevak, you are absolutely spot on. I clearly wasn't awake this morning when i posted!


    Thats figure is a different projection figure that I have on my s/s - just looked at the wrong total.


    Thanks


    MM
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
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