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2016 mfw

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13233353738105

Comments

  • e4rly
    e4rly Posts: 66 Forumite
    No 67 reporting for February, with an overpayment of £500 (bringing my 2016 total to £1,000).
    I've received my first letter with a revised end date based on my first overpayment. Even though I knew the impact it would have it was motivating to see it in black and white.
    Thanks for running the thread. It's really good to see the progress of others!
  • no 55 reporting overpayment of £3,400.
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700

    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • Catslovelycats
    Catslovelycats Posts: 1,749 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    edited 28 February 2016 at 11:37AM
    mfw #80 here

    Payment for Feb is £900
    PAyment for Jan is £910.48
    Thanks
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 28 February 2016 at 11:49AM
    hello 105 here for my February op, which is £116.52. If its not too much trouble can i increase my target please for the year to £5500

    I'm not sure if i will make the new target it but want to give it a go. My fix is due to end in November and have realised (as long as no new price crashes!!) that i may be able to get to 60% LTV if i give the ops a push and increased focus (so fingers crossed that may lead to a lower interest rate when i product transfer.

    Well done everyone on the op's so far, really enjoy reading everyones experiences.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Not an overpayment - but my two year fixed is up in March. I went on the principality website and logged in.


    It recognised my two year fixed was up and gave me about 16 options of what I could choose. I was going to pick a 5 year fixed which meant my payment would go up about £45 per month but in the end opted for a two year variable rate at 1.55% which means my monthly payment will drop by about £70.


    My point is I wasn't expecting to be able to change without providing any current paperwork and it being a simple tick of a box on their website
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700

    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • #120 no thing for me this month unfortunately as we had a lot of bits to do new gates and update security etc.

    So looking forward to march i am in the zone lol.

    Well done everyone for you payments and good luck for March :)
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • becky170
    becky170 Posts: 879 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hey, no. 7 reporting a overpayment total of £271 for feb (£100 regular overpayment, £7 quid o and the £164 which normally goes on council tax). Thanks!
    Mortgage-free wannabe 2025 £571/3000
  • Have OP'd £500 plus my std op £184 = £684 for March

    Total for year £1837/£2070 - 88%

    Thank you

    Once March MP is out I will have one more payment and about £12ish plus £50 charges to end my mortgage. Sooooo excited!
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • Have OP'd £500 plus my std op £184 = £684 for March

    Total for year £1837/£2070 - 88%

    Thank you

    Once March MP is out I will have one more payment and about £12ish plus £50 charges to end my mortgage. Sooooo excited!


    :shocked::shocked::shocked::dance::dance::dance::shocked::shocked::shocked:_party__party__party__party_ Well done
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Have OP'd £500 plus my std op £184 = £684 for March

    Total for year £1837/£2070 - 88%

    Thank you

    Once March MP is out I will have one more payment and about £12ish plus £50 charges to end my mortgage. Sooooo excited!

    That is fantastic well done.
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
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