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2016 mfw

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  • jb_lord
    jb_lord Posts: 66 Forumite
    Thank you Lomcevak. Have now added signature to help with keeping on track. Have spent day thinking of all the ways I can source money for OP and reading through various forums and threads. Sources include:
    Interest made on any savings - transferred £24.93 into OP holding account today:j
    Quidco and any other cashback (got £70 pending from plus net)
    eBay/Amazon sales
    £2 coins - got 1 today:j
    Saving 5p, 2p and 1p in piggy bank
    Roadkill money - found £1 today in locker at gym:rotfl:
    Proceeds from selling my hens eggs at work
    Cash sales on local Facebook selling page - sold some kids books for £10 today:j

    So £37.93 today with very little effort. :j
    2018 MFW #60 £1200/£6000
    2017 MFW #60. £3902.22/£2500
    2016 MFW #60. £2175.51/£5000
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Please may I join too?

    My target is a stretching £12,991 - to get to £99,999 this year on my I/O mortgage

    Have started with £1,365 paid this month :)

    Thanks too for running it and the energy here is very motivating :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Jb you're off and running. Have a think about tidying your current account everyday, those few pence really add up over the year. I average £20 per month.
    MFW: Was: £136,000.......Now: £47,736.58......
  • W
    Jb you're off and running. Have a think about tidying your current account everyday, those few pence really add up over the year. I average £20 per month.

    shangaijimmy, I know I'm being thick, but what do you mean by account tidying?
    2016 MFW no. 47 £0/£3,000
    MFiT T4 no 26 Start bal £149,294, Current bal £149,294, Target bal £134,294
    Make £2,016 in 2016 £1180.55
  • purplevamp
    purplevamp Posts: 10,686 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    W

    shangaijimmy, I know I'm being thick, but what do you mean by account tidying?

    It means rounding up your account. For example if you had £11.24 in your account you would put £1.24 into a separate savings account. Some people put in the odd amount up to £10, some do more or less. I do it to £10. Hope this makes sense. :) It really does add up quickly and you don't miss the odd pennies coming out of your account.
    Mortgage: Was: £154,495 Oct 2039 Now: £82,340.34 May 2037
    Swagbucks ~ £155 (2024 ~ £395)
    Surveys ~ £147.24 (2024 ~ £280.14)
    Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I do it every morning to the nearest pound. If it's already tidy as nothing spent the day before then I tidy a whole pond as a reward.
    MFW: Was: £136,000.......Now: £47,736.58......
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Elantan no1 here ... a further £50 for me for this month, taking my total to £100 so far for the year :)

    glad this challenge is here to keep me going :)
  • no 82 with my first overpayment of the year of £100. Thanks Lomcevak for doing this again :)
    MFW 2014 #82 £2000 / £2000 MFW 2015 #82 £1200 / £1000
    MFW 2016 #82 £1200 / £1000 MFW 2017 #82 £2350 / £2000
  • Sundaysgirl
    Sundaysgirl Posts: 1,096 Forumite
    1,000 Posts Combo Breaker
    Back from my holidays and would love to join again - thanks so much for running this challenge Lomcevak.

    I'd like to keep #123 if possible please, and will set a target of £24,000 for the year.

    Good luck all!
    MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)
  • purplevamp and shangaijimmy, thanks for that. I might have to start giving that a go.
    2016 MFW no. 47 £0/£3,000
    MFiT T4 no 26 Start bal £149,294, Current bal £149,294, Target bal £134,294
    Make £2,016 in 2016 £1180.55
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