New Increase Facility:

tomxlisa

Just called capital one asking about a credit increase and apparently it's all done online now, she said it was a new thing out about 2 weeks ago, anyone seen this as I can't find it?.

Mr_Goodkat

Yes new facility is showing for me.


Go to > Account Management > Manage Credit Limit > Scroll down to the bottom on right hand side and there is a yellow box > Request a Credit Limit Increase

tomxlisa

Thanks, might not be worth me trying yet as it hasn't quite been 6 months with capital one.

A4445

I checked that part of the website and it says your less likely to be accepted for an increase if you have had the card less than 6months so defiantly wait until your past 6 months!

Looks like Capital now accept requests for Credit limit increases, they used to say they would only increase when they reviewed the account!

Dandytf

Think i'm 4-5 months since 1st increase, will re visit cap 1 early next year.

Thanks this request increase option wasn't available a few months ago.

A4445

How long after having the card before they increased?

Dandytf

A4445 wrote: »

How long after having the card before they increased?

I didn't setup dd, made payments online prior to due date.

Approx 18 mths I got 1st increase from200 to 450.

Others have posted much quicker increases when setting up dd/using card regularly , etc.

I only use card for small purchases if at all.

A4445

They gave me £1500 to start with so I'm not sure where it will go from there.

I have a DD set up but I pay by debit card once I get the bill. I've only had the card for 2months and have spent about £200 each month but paid in full.