Virtual Sealed Pot Challenge 2016
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Why is your help 2 buy Isa the only thing you have with the halifax, you do know you can get £100 for switching and no DD needed :-)
not bias at all lol....
Because when I last applied to the Halifax, they didn't want my custom I was unemployed at the time so failed the credit check, and didn't proceed with a basic account as I wouldn't have gotten the £125 for switching as it only applied to "proper" current accounts
I have tilly tidied into the VSP today but doubt I will be able to save much this month... Why is building work so expensive?? :eek:
Hope you are feeling OK Westie and that the op goes well :grouphug:SPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]0 -
crimson.addict wrote: »Oh dear! Although it is obviously needed so i'm sure it is for the better! Are you nervous? Remind me what you're having done? Oh and how is the swimming going?
It is to remove some foreign matter that has been left in my hip from one of my operations possibly eight years ago!!! so its been the cause of my pain (I think) and caused my hip replacement (I think) so when the doctors found more of the plastic I wanted it out, so that what they are doing, the nervous bit in me, if that they wont know how deep it is till I go to theatre, so that the worrying bit, and i have plans for the end of October, not including my channel swim,
Thanks for the concern, I appreciate that :-)
Seaotter You have sent me three update forms, does that means three different amounts or just the one?
Let me know and ill update the spreadsheet
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Because when I last applied to the Halifax, they didn't want my custom I was unemployed at the time so failed the credit check, and didn't proceed with a basic account as I wouldn't have gotten the £125 for switching as it only applied to "proper" current accounts
I have tilly tidied into the VSP today but doubt I will be able to save much this month... Why is building work so expensive?? :eek:
Hope you are feeling OK Westie and that the op goes well :grouphug:
Ah Selene that makes sense, you do know you can try again after six months, that said its not £125 now, its only £50.
I am having a bad few days with nerve pain, I was planning to get into the pool, but I hope that I will be able to get back in the pool Monday, I need to swim my bum off to get myself out of the virtual harbour of Dover....
Keep potting everyone, looking forward to seeing Septembers figures.
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
It is to remove some foreign matter that has been left in my hip from one of my operations possibly eight years ago!!! so its been the cause of my pain (I think) and caused my hip replacement (I think) so when the doctors found more of the plastic I wanted it out, so that what they are doing, the nervous bit in me, if that they wont know how deep it is till I go to theatre, so that the worrying bit, and i have plans for the end of October, not including my channel swim
WHAT! Does that mean they left something inside you? That's terrible, although i'm sure it's more common than i'd like to think!
I would like to declare my September total as *drum roll please*
£470.36
Bringing my current total to £1834.15Sealed Pot Challenge member #071 VSP #4
£723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far
I love LC2 and Jakes-Mum :rotfl:
Star's from Sue :staradmin x28
CC Debt - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,0000 -
There was a bit of money left in the bank before my September pay went in (for once) so I transferred it into my VSP and as a result my target has been met! Not the original target I admit, but good to have achieved my revised targetDeclutter our home in 2024
Lose weight in 20240 -
Seaotter You have sent me three update forms, does that means three different amounts or just the one?
Let me know and ill update the spreadsheet
Westie983
Sorry! If they are for the same amount then that should be just one. My new correct total is in my signature.Declutter our home in 2024
Lose weight in 20240 -
crimson.addict wrote: »WHAT! Does that mean they left something inside you? That's terrible, although i'm sure it's more common than i'd like to think!
I would like to declare my September total as *drum roll please*
£470.36
Bringing my current total to £1834.15
WELL DONE!!!
Yes that does mean the surgeons have left some stuff in my hip, they have already found 14cm of it, which was removed when I had my replacement two years ago, was a surprise waiting when they opened me up, lying over the hip joint, and they have now found at least two more pieces which I think was one long piece at one time, but broken up into pieces, so they are being removed, so I will then going to pursue suing for the cause of my pain and the other five operations I have had since I think they left it in me. I know it was at least six years ago if not eight!!!I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Sorry! If they are for the same amount then that should be just one. My new correct total is in my signature.
Yes it was the same amount three times, so I have only added the one amount... Ill check your signature and see if it matches..
I have you on year to date - £252.31.
:0)I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Mini Challenge for SeptemberSave £500 as a group by September 30th.
Lets go go go, transfer those pennies lets see them add up.
Okay so we are the end of the month we have saved as a group...
£266.64...
So we are way off the target, but we are over £5000.00 as a collective since January, thats good going, we should get some more updates to come through...
:-)I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Westie my switch will complete this week
September's VSP update is £35.89 which is a definite improvement compared to August :j
Looking forward to declaring October alreadySPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]0
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