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BUMP! Fallen off the DFW wagon...

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Comments

  • Little_Pickle
    Little_Pickle Posts: 3,022 Forumite
    salad??? ooo ooo ooo! me, me, me!!! :D

    okay, so... to pay off credit card and old overdraft I have worked out the following:

    if I throw the following amounts at them, I can wipe them out pretty quick:

    100GBP per week CC & OD cleared 19.10.2007
    110GBP per week CC & OD cleared 12.10.2007
    110GBP per week CC & OD cleared 12.10.2007 (but a smaller final payment than above)

    something to aim for....
  • Ignatius_A wrote: »
    Pick yourself up, dust yourself off, and start all over again... :)

    I have a suggestion which works well for me.

    I've created a spreadsheet which lists all my DDs and Standing Orders and the dates they go out. I also have a space on the spreadsheet for a tick. Every month on payday I print out a copy of this and blu-tack it to the bathroom wall. When a DD/SO goes out, I tick it off the list. This way, I'm always aware that DDs are about to go out.

    Hope this helps - it sure does for me!

    (PS: More than happy to swap debts if you're interested :D )


    tee hee - this really tickled me and I have no idea why ... maybe its because its glued to the bathroom wall! genius though - you'll always look at it at some point in the day hehe :D
  • McSaver
    McSaver Posts: 609 Forumite
    oh blinkin' 'eck!!!!!

    Had a STUPID weekend.. very busy and expensive.
    I managed not to spend too much, but i FORGOT about payments going out Friday / Monday.

    so, now I have 3.85 and half a loaf of bread at home to last me until Friday morning! :mad:

    I'm dead angry with myself for forgetting my Direct Debits... not like me at all...

    Tonight my OH and I are going to see my folks and they are doing us a dinner so no spend there.

    Tomorrow OH is taking me out for a special dinner, so again, no spend.

    Thursday.. ekk! hmm, I hope I can get something cheap!

    as far as breakfast and lunch is concerned, that should be fine (sarnies and cereal).

    SO angry with myself!!!

    okay, rant over!!!
    :D

    Looking at this your quite fortunate that you have peeps that are looking after you when things are in a tight spot.
    Had £80,000 in Savings - All GONE!!! BYE BYE
    :A Single, 27, Aspie, Gooner :A
  • So todays Thursday - what are you going to eat ?!?!? in Tesco's they sell blue and white stripe 'supernoodles' for 8p a packet - we always have these in the house for snacks - so handy - hubby loves them - good job too I say. My mum and dad are off on holiday tomorrow so I have to look after the veg plot at the end of their garden for them while they are away - so again SALAD anyone :-)))
  • GreenNinja
    GreenNinja Posts: 601 Forumite
    Would love some of your salad stuff DB but unfortunately I am off junction 7 on the M27 so think it may be a bit far to come!

    :beer:
  • Oh thats a shame GreenNinja as I'm sure there will be a few marrows rippening while they are gone (and other stuff) ......... now I just need to find a website that tells me how to make wine from our 2 grapevines that have gone mad this year then it will be party time .........
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi LP

    I lifted this quote from a post of yours earlier on: "I didn't spend any money as such ... (it was direct debits)". Well, trying to find a silver lining for you, the fact is that you remembered the direct debits *before* they left your account, you didn't withdraw your usual money because you knew that would take your account to a bad place. So, you've actually made a brilliant save! Any good?
    2023: the year I get to buy a car
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