Halifax Clarity: how do I know?

darkidoe

It's not very clear is it?

YorkshireBoy

darkidoe wrote: »

It's not very clear is it?

You're confused. It was Co-op who ran the old "Clear" card.

http://www.cardsmart.co.uk/providers/co-operative-bank/coop-clear-visa-credit-card.html

But that "Clear" card had a 2.75% overseas fee.

sebtomato

YorkshireBoy wrote: »

Take a look at condition 7.9 (2nd bullet). Anything there?

Yep, I indeed have section 7.9 in the credit agreement, and the 2nd bullet talks about making payment using an American Express card abroad...

The card I have received is a Mastercard.

Good, isn't it? Apparently, Halifax is owned by Lloyds Banking Group, which is most likely the worst bank in the UK, so no surprises really

sebtomato

fifeken wrote: »

Can you go online and go into "Manage my credit card" then "Rename this account" then "Use original account name"? In my case this also shows the Clarity infomation (I've never changed it)..

I haven't changed anything, only received the card this week.

Went online and clicked on "Use original account name", and it still says "Halifax Mastercard"

sebtomato

eDicky wrote: »

halifax.co.uk/creditcards/

The only blue one is the Clarity. . .

Yes, the one I have received is blue, but it's really shocking to see that "Clarity" is mentioned nowhere, on the card, the paperwork received or online.

Basically, they sent me a product but the product name doesn't appear anywhere (nor its conditions, like no fee currency transactions etc)

SnowTiger

sebtomato wrote: »

I haven't changed anything, only received the card this week.

Went online and clicked on "Use original account name", and it still says "Halifax Mastercard"

Mine does too. And my statements have only shown the word Clarity since November this year.

zagfles

sebtomato wrote: »

I haven't changed anything, only received the card this week.

Went online and clicked on "Use original account name", and it still says "Halifax Mastercard"

I've got 2 Clarities, one shows up as Halifax Clarity Mastercard and the other as Halifax Mastercard!

YorkshireBoy

sebtomato wrote: »

Yep, I indeed have section 7.9 in the credit agreement, and the 2nd bullet talks about making payment using an American Express card abroad...

The card I have received is a Mastercard.

Apologies. That was a typo on my part. I meant to say 1st bullet.

On my (non-Clarity) Halifax credit card agreement, the last sentence of 7.9 1st bullet says they'll add a non-sterling transaction fee of 2.95% on top of whatever exchange rate they get from either MasterCard, Visa, or Amex.

So what does yours say?

andyfromotley

I'm not sure its 'shocking' but it is a bit odd.

steelframedhouse

I have a Clarity card taken out around a year ago, the card is Royal blue and doesn't mention Clarity on it - just the Halifax logo and the Mastercard logo.

My online banking shows the account as 'Halifax Mastercard' (I've never renamed it), the first six digits are 5252 03 - I believe this may be relevant as when I set up payments for the first time in my online banking (Natwest) there are various different types of Halifax accounts 'pre-filled'.