Student Insurance

Pottermuss

hi all

My son is off to Uni next month staying in halls, anyone any clues as to insurance for Laptop / mobile theft etc. should i take out seperate insurance or add it on to my house / contents ?

Thanks

olly300

Check your contents policy wording as he may be covered already.

However if he is going to a place that is notorious for student accommodation/houses being burgled, or if he has already lost/damaged a mobile phone/laptop it may be cheaper for you in the long run to make him get an insurance policy his name. (It all depends on where he lives in the future.)

These do student insurance:
endsleigh
http://www.endsleigh.co.uk/scripts/servlet.cgi?page=served/student-possessions.html&Agent=09203

cover4insurance
http://www.cover4insurance.com/student/index.html?gclid=CI-58NGBmI4CFQ6KMAodYz2tRQ

Endsleigh being the most well known.

However banks if they do, do student insurance sometimes offer cheaper cover i.e.

hsbc
http://www.hsbc.co.uk/1/2/personal/insurance/student-insurance

natwest
http://www.natwest.com/personal02.asp?id=PERSONAL/INSURE/STUDENT_BELONGINGS_INSURANCE

royal bank of scotland
http://www.rbs.co.uk/personal/insurance/g1/student.ashx