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Advice on whether to claim after wifes car crash.

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Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    Jimby509 wrote: »
    . I don't want to have to pay the £350 excess I just want to take the money for the car and organise the work myself.
    You will have to pay the £350 excess however you deal with this.
  • Jimby509
    Jimby509 Posts: 123 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    True, I should have explained better. If they pay me out for the car as a write off, lets say 1000 that leaves me with £650 to buy the car back from insurers and get the work done. Easily done.

    If they want to do the repair themselves they spend far more to fix the car than I would and I have to be paying the £350 excess.

    They write it off I break even.
    Then repair it and I am down £350.
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