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Travel insurance with crohns

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My travel insurance was due for renewal and i have been in hospital twice in the last 12 months with my crohns, we are off to disney in florida then a cruise down to mexico ,quotes for worldwide insurance just for 2 weeks were coming out at between £740 --£1100.
then got in touch with insurance choice who quoted £229 for a single trip, asked them how much for annual and they came back with £279 so booked it. the insurance company is called TOKIO MARINE very thorough with medical questions but worth it.

Comments

  • Have you not checked you bank account? I have had a operation and in hospital because of crohns and im still covered fully with their travel insurance.
  • You can travel without cover for that condition if you don't anticipate it being something which would necessitate a claim during your holiday. I used to deal with medical claims for people who'd had cancer in last 5 years and they were paying out hundreds in extra insurance premium for no reason.

    Unless you think it's likely you'll have to have emergency medical treatment as a result of any condition then it's probably not worth paying the extra for. The only thing you shouldn't take any risk with is things related to heart/circulation. Anything else, as long as you're sure it's not going to result in emergency in-patient treatment, then just decline to have that specific condition (and anything related) covered.
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