Re transferring isa

colsten

joe134 wrote: »

I've come out of the market at 7000, ( not a daft move was it?)

This statement seems to imply that your definition of investment is investment in the FTSE 100. That's a very small part of the balanced portfolio a smart investor would have, and very high risk on its own.

joe134

colsten wrote: »

This statement seems to imply that your definition of investment is investment in the FTSE 100. That's a very small part of the balanced portfolio a smart investor would have, and very high risk on its own.

not after being in the market for 40 years plus, and I said I may go back in.
I never mentioned the FTSE 100,as the only vehicle.
The are other markets, vehicles.etc
I also day trade.
I have never put all my eggs in one basket.yet, you imply I do.?
where do you get your insight from?
You remind me of my( ex) IFA, 1987.Remember it, I do.
Never again
Even Neil Woodford, and Warren Buffett, gets it wrong sometimes;
MIDAS's
It's knowing when to hold, and knowing when to fold, because, the market, like life , is just a gamble, it only ends one way

you limit your replies to one liners, which really doesn't mean a thing to me, but you do like to stir it.
bigfreddiel, had something constructive to say, which I agreed with, to an extent.
I have yet to see why you are on this thread, you have not contributed any sensible advice.In fact, any advice at all.
I was taught if you have nowt constructive to say, say nowt.
lonely today:rotfl:.
You stick to your way of investing, and I will do mine, my way.
:beer:

Eco_Miser

joe134 wrote: »

I don't disagree opening Isas isn't easy,it's a doddle, BUT, trying to consolidate them, and not having umpteen of them can be rather awkward, whilst trying to maintain the best rates possible.

What's difficult about consolidating? Find the best paying account that will accept transfers in, open it with a transfer, then transfer all the others to it.
Or, if the best payer is fixed term with timing difficulties for getting all transfers in quick enough, consolidate into any easy access ISA, and transfer that to the best one - or two if you've over £75k.

joe134

Eco_Miser wrote: »

What's difficult about consolidating? Find the best paying account that will accept transfers in, open it with a transfer, then transfer all the others to it.
Or, if the best payer is fixed term with timing difficulties for getting all transfers in quick enough, consolidate into any easy access ISA, and transfer that to the best one - or two if you've over £75k.

The latter is exactly what I've been doing over the years, and intend doing now.That's why I have 6 Isas,to consolidate,to 2, not 30 ish x 2 For OH..
My OP, was answered, opening an Isa with transfer only?
Yes, if Isa provider allows it.
that's it.end of.
:beer: