Confused. Circumstance change. Tax credits.

bloolagoon

Also you said your ex works so make sure he is paying maintenance

zagfles

bloolagoon wrote: »

Also you said your ex works so make sure he is paying maintenance

He has 3 of their kids and she has 2, so surely it should be her paying maintenance to him? Not sure how it works in split family situations?

delain

zagfles wrote: »

He has 3 of their kids and she has 2, so surely it should be her paying maintenance to him? Not sure how it works in split family situations?

Not quite. The ex in question is the older 3's stepfather. And yes he should be paying for his own children (my younger 2). I've left it so far because he's been ill and isn't working now, he's had some quite serious health problems. But I think I need to speak to CMS.

zagfles

delain wrote: »

Not quite. The ex in question is the older 3's stepfather. And yes he should be paying for his own children (my younger 2). I've left it so far because he's been ill and isn't working now, he's had some quite serious health problems. But I think I need to speak to CMS.

In the same way, you should be paying maintenance towards your 3 children who are living with him, surely?

GwylimT

If you're concerned about budget it would help you to fill in an SOA.

On the level of benefits you are receiving you should have more than enough money for everything you need, you are after all receiving more than £11k a year before housing benefit if your home is rented.

delain

zagfles wrote: »

In the same way, you should be paying maintenance towards your 3 children who are living with him, surely?

But they're living with their own dad. Not with him. So any maintenance for them is an entirely seperate issue.

Edit: I know it's confusing. Sorry. But the older 3 and younger 2 don't have the same dad. Sounds chavvy I know but that's 2 relationships over 15 years.

delain

GwylimT wrote: »

If you're concerned about budget it would help you to fill in an SOA.

On the level of benefits you are receiving you should have more than enough money for everything you need, you are after all receiving more than £11k a year before housing benefit if your home is rented.

Actually I'm having to move to a smaller property (absolutely fine) and I'm just praying that my application for DHP top ups is granted or I'm going to have to pay £250 a month for rent as we don't need a 3 bedroom house. That's for a maximum of 6 months, every 2 bed property currently on the local rental market is £150pm+ over the LHA rate. And that's not even 'nice' properties, it's the tiny damp ones.

I'm already finding £90pm for this place as LHA is 4 weekly and my landlord (not unreasonably) expects the full amount every month.

I'm aware the £117 a week is 'enough'. I'm more concerned that they'll knock it down to, say, £60 'to adjust for the tax year and prevent overpayments'

jetplane

Yes this is a concern of many families who have a change of circumstances that you actually receive less than the minimum due to the way tax credits are paid. You can ask HMRC to carry some of the overpayment over where it is causing hardship, you will need to show this and it may take some perseverance on your part, they can still leave you with less though.

http://www.hmrc.gov.uk/manuals/tcmanual/tcm0216120.htm

nannytone_2

emmsie123 wrote: »

So you'll be getting £226 a week. £117 tc £33 cb and £76 jsa. Sounds like a budgeting problem if you cant afford gas or Christmas presents.
I have my heating on all the time and only put a tenner a week in meter, but i do build it up all year round.
The post office do a savings card a tenner a week would give you £540 a year.
Have you applied for warm home discount. You get £140 of electric bill.
Why not post a budget up and see if we can save you some money.

how many weeks are in your year then?