We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Additional card holder - financial association?

2»

Comments

  • Anthorn
    Anthorn Posts: 4,362 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    grumbler wrote: »
    Well, your point was very vague as your 'careful' reply was to the question:
    Typically, links get created by joint mortgages and accounts, that isn't necessarily the case for spouses.

    If the spouse is already financially linked then the OP's question is irrelevant. Along similar lines, we cannot kill something that is already dead.

    Financially linked due to joint applications, yes. But not exclusively so. Say for example a spouse's income is included in family income in a credit application then the spouse is likely financially linked even though the credit application is not joint.
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    boo_star wrote: »
    You should probably ask for it to be removed. There's no financial link that's been produced there.

    Thanks for the heads up but I removed the link a long time ago.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
  • Thanks all for the replies. We are not already linked financially, at least according to both of our experian reports, as we've never had joint accounts.

    I'll go ahead and get the cards and see if there is any change in the experian report.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.