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Electoral Roll

I moved to my current address in May. I was added to the Electoral Roll on the 1st of October but this still isn't showing on my credit file. Does anyone know how long it takes to appear on your credit file?

Comments

  • When does your council report to the CRAs? Many of them seem to do it in the New Year.
  • A4445
    A4445 Posts: 1,103 Forumite
    I'm not sure when the local council reports this information, is there anyway I can find this out? I did read somewhere that the credit reference agency's buy the electoral Roll data in December but I not sure if this is correct?
  • Nothing gets done in terms of electoral roll between August an November I'm afraid. The next update will be 1st December. So you'll probably need to check again mid or late December earliest...better to do it in January..
  • A4445
    A4445 Posts: 1,103 Forumite
    than_prutt wrote: »
    Nothing gets done in terms of electoral roll between August an November I'm afraid. The next update will be 1st December. So you'll probably need to check again mid or late December earliest...better to do it in January..

    I've got a free trail with experian so will check it again at the end of the month. :-)
  • A4445 wrote: »
    I've got a free trail with experian so will check it again at the end of the month. :-)

    I signed in in September and still doesn't show on my credit file.

    The council advised me upfront it would take a long time and eventually a letter would be sent home confirming this, so I guess you may be on the same boat.
  • A4445
    A4445 Posts: 1,103 Forumite
    I had a letter back in September from my local concil saying I would be added to the Electoral Roll on the first of October! It's probably just a waiting game!
  • If you contact your local authority and you get them to send you an official email stating that you are on the electoral roll, you can forward it to Equifax, Experian and Call-Credit and all three CRA's will update your records. I know because I did this at the start of this year because I knew we would be applying for a mortgage last month and they did it for me within a month of me emailing them. Hope this helps
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