PositiveBalance's Positive Postings on the Path to Paying off Peter & Paul and...

hiddenshadow

A_Frayed_Knot wrote: »

Higher Tax Code = less tax paid

Sorry, meant to type lower tax paid! Brain fart.

PositiveBalance

Hello everyone! Thank you for the friendly bossing!

Alas, my assignments are not yet done. Carry on shouting! :eek:

Deductions from my wages are driving me up the wall ATM, Hidden Shadow and Frayed - first it was national insurance contributions, then pension madness, now something with the student loan as well as tax codes and I'm supposed to be getting a (slight) pay rise in a few months, but I can't honestly figure out how much it will be and even if I knew I have no idea how much I will be getting net each month. It's a fresh :eek: every month!

In quick beginning-of-the-month financial shenanigans I have repaid £360 more debt. This means I have nearly paid 10% of the debt. I'm tempted just to keep rounding it up so that I say I have paid off a square 10% but since the month hasn't started yet, that might be setting myself up for a fall.

In other news, I no longer have to go on a day trip to the capital this month which pleaseth me greatly: it's an expense in terms of both time and money I don't need at the moment.

I need to have a very big sit down with my finances ASAP as I need to sort out my stoozing balances. I've let it fall behind this past week or so and that is the start of problems.

In other news, I made a mango cheesecake which smells fantastic. I can't wait until I can take it out of the freezer (it's a no-bake one but that still feels like the wrong place to put it to me)!

So, cheesecake sorted, house beautifully tidy, finances sort of okayish (for now) so studying is the biggest bugbear.

I have a deadline of 18th to get it all done by.

Wish me luck!

PositiveBalance

I'm soooo tempted to pay off the remaining £63.88 to get me up to 10%, though! *Dreamy face*

tattycath

Hi PB. :wave: get your assignments done...please

hiddenshadow

Maybe split the extra debt into each day so you can rein back if you need to? £2.13/day should be manageable, and if you find you have extra expenses on a given day you could skip that day.

Cheesecake sounds lovely, I also feel weird putting them in the fridge rather than the oven. We made one in the freezer a while ago in cupcake tins and it was amazing because you could just keep them individually in the freezer until you wanted one and not inhale the whole thing in 2 days like we normally do.

Good luck with the assignments!

PositiveBalance

tattycath wrote: »

Hi PB. :wave: get your assignments done...please

Yes miss! *Hangs head in shame*

hiddenshadow wrote: »

Maybe split the extra debt into each day so you can rein back if you need to? £2.13/day should be manageable, and if you find you have extra expenses on a given day you could skip that day.

Cheesecake sounds lovely, I also feel weird putting them in the fridge rather than the oven. We made one in the freezer a while ago in cupcake tins and it was amazing because you could just keep them individually in the freezer until you wanted one and not inhale the whole thing in 2 days like we normally do.

Good luck with the assignments!

I don't know which I like more - the brilliant division (I hadn't thought of it like that - good call) or the divided cheesecakes. I've just had some of the cheesecake and it is indeed yummy but given that I live along it's just too goshdarn big! I will be finding willing victims to distribute it to tomorrow (after another sneak slice!) I think this will be the way forward from hereon in - and they will keep in the freezer, too! :T :j

PositiveBalance

So, to today's news:

£1.00 spent on chocolate (naughty!)
93p spent on sausage rolls (double naughty!)

Very long day at work. Need to put another long day in tomorrow to get me up-to-date before the end of the week. Not bothering with studying today/tomorrow as my head is too mashed, but working this long should help me get more time off later so I can maybe take a half day/day off and spend it in the library.

Off to bed now. Been reading some really interesting stuff on t'interweb and the experimental yoghurt I made yesterday seems to have come out well (at least from a cursory glance and tip from the outside).

Night all! :hello:

hiddenshadow

PositiveBalance wrote: »

I've just had some of the cheesecake and it is indeed yummy but given that I live along it's just too goshdarn big! I will be finding willing victims to distribute it to tomorrow (after another sneak slice!) I think this will be the way forward from hereon in - and they will keep in the freezer, too! :T :j

I never would have thought of it until I found a recipe online that called for it, and now I think it'll be my default cheesecake mode from now on - that one cheesecake lasted us about 3 months in the freezer because we could have one every few days as we liked without worrying about taking up too much room or it going off.

PositiveBalance

hiddenshadow wrote: »

I never would have thought of it until I found a recipe online that called for it, and now I think it'll be my default cheesecake mode from now on - that one cheesecake lasted us about 3 months in the freezer because we could have one every few days as we liked without worrying about taking up too much room or it going off.

So it's also :money:. Excellent!

(If you have a link to that recipe, I would be grateful. I am too lazy to figure out proportions on my own! )

PositiveBalance

So, spent £20.58ish on a birthday present and some discounted bits and pieces for the house, plus a little wine to be thankful that I have finished two very hard days at work.

Hasta la vista guys!