Advice on my first prime credit card

Amberspy_2

Ive three sub prime cc ,aqua ,capital one and barclaycard initial
Both aqua and barclaycard initial are good limits and have o balance on them
Never missed payments or been late
Reason for this post is i had 1 default for small debt which was settle years ago but has now fell off my credit rating ,which is great as it now looks good so after xmas is over i thinking try get rid if sub prime cards and go mainstream but want be careful who i apply with etc,take it some card companys will be harder to get
Thanks

grumbler

There are 'soft' eligibility checkers on this site and many CC provider's websites.

If you always pay the balance in full, a 'prime' CC is no better than a 'subprime' one. The same if you want some cashback or rewards. Aqua Reward is one of the best cards around for cashback and spending abroad.

darkidoe

Find out what you what to use the card for? Cashback, rewards, airline miles, 0% spending? Then start compare the different cards to see their benefits/costs. Difficult to comment on how much harder is it to obtain one card from another. You just have to go for the one you think will suit your spending habits.

tomxlisa

Do an eligibility check on this site and see what percentage it gives you for each card, and like the others say it depends what benefits you want from your card to which one you pick.