We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Uninsured driver - company car
Comments
-
"Opinions" are irrelevant (and dangerous to post when they are wrong) over matters of fact concerning laws
Driving without insurance is an absolute offence. That is one where there is no discretionary defence available, i.e., the vehicle is either insured or it is not. If, for any reason it is not insured, the offence is committed and the driver will receive a summons. In the circumstances we are talking about the driver can offer a defence by means of a "special reasons" submission and perhaps avoid penalty points and a fine, but the offence is still committed. As one of colleagues can attest.
And as for matters of fact concerning laws, as we all know the Law is subject to interpretation and, even in court, cannot be relied upon to be interpreted or applied consistently. I respect that your interpretation may be different to mine but I stand by my opinion, particularly as my more cautious (and apparently 'dangerous') stance would encourage a company car driver to make a small extra effort to ensure that the vehicle they are driving is insured and thereby potentially avoid a lot unwanted attention from both the Constabulary and the courts.0 -
Driving without insurance is an absolute offence. That is one where there is no discretionary defence available, i.e., the vehicle is either insured or it is not. If, for any reason it is not insured, the offence is committed and the driver will receive a summons. In the circumstances we are talking about the driver can offer a defence by means of a "special reasons" submission and avoid penalty points and a fine, but the offence is still committed. As one of colleagues can attest.
I respect that your interpretation may be different to mine but I stand by my opinion.
The fact is that the law makes a specific exception in the case of a vehicle which is being driven for employment purposes, and allows a defence (not "special reasons") if the driver had no reason to believe that the car was uninsured. You can read the legislation here if you like, as you obviously missed it in post 4.
I have no idea what happened to your colleague. Maybe his situation was different, maybe he had poor legal advice, maybe the magistrates were having a bad day, or maybe this is just a typical internet "friend of a friend" story. It doesn't change the law in any event.0 -
Driving without insurance is an absolute offence. That is one where there is no discretionary defence available, i.e., the vehicle is either insured or it is not. If, for any reason it is not insured, the offence is committed and the driver will receive a summons. In the circumstances we are talking about the driver can offer a defence by means of a "special reasons" submission and perhaps avoid penalty points and a fine, but the offence is still committed. As one of colleagues can attest.
And as for matters of fact concerning laws, as we all know the Law is subject to interpretation and, even in court, cannot be relied upon to be interpreted or applied consistently. I respect that your interpretation may be different to mine but I stand by my opinion, particularly as my more cautious (and apparently 'dangerous') stance would encourage a company car driver to make a small extra effort to ensure that the vehicle they are driving is insured and thereby potentially avoid a lot unwanted attention from both the Constabulary and the courts.
You have been given "chapter and verse" already as to why your "opinion" is wrong.
You are entitled to your opinion.
However to keep on giving this incorrect advice isn't helping the OP, who hopefully will see that you are just giving your opinion.
And ignore it0 -
Driving without insurance is an absolute offence. That is one where there is no discretionary defence available, i.e., the vehicle is either insured or it is not. If, for any reason it is not insured, the offence is committed and the driver will receive a summons. In the circumstances we are talking about the driver can offer a defence by means of a "special reasons" submission and perhaps avoid penalty points and a fine, but the offence is still committed. As one of colleagues can attest.
And as for matters of fact concerning laws, as we all know the Law is subject to interpretation and, even in court, cannot be relied upon to be interpreted or applied consistently. I respect that your interpretation may be different to mine but I stand by my opinion, particularly as my more cautious (and apparently 'dangerous') stance would encourage a company car driver to make a small extra effort to ensure that the vehicle they are driving is insured and thereby potentially avoid a lot unwanted attention from both the Constabulary and the courts.
You colleague was ill prepared when he went to court. He should not have been convicted and special circumstances not to endorse do not come into it. As you've already been to,d it's a straight not guilty.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards