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The Mortgage Free in Three - Take 4 challenge (MFiT-T4)
Comments
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Congrats SSS.
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Thanks trix-a-belle, utopiah, and hiddenshadow :beer:0
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Hi Trix-a-belle,
I have been scarce here - but am wacking the cash into the mortgage when I can. I am unable to load the update form for some reason (I get a blank page). Would you mind very much updating my mortgage amount? Am on £44 997 as at the end of December 17. Much appreciated.
Well done SSS - you are our inspiration.
SusanneSave £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
MFiT: £187,200 - MFD: 02/31 - Target = £35,000
T3 #71 - '12 £125,899
T4 #71 - '15 £80,264; '16 £66,946 '17 £44,9970 -
I’ve updated and am pleased to say that by next update my target will have been exceeded (barring unforeseen circumstances) :jMFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
MFi3 v5 #53 £12531/
MFi3 v4 #53 £59442/£393870 -
Just updated, and still on target, pity this wasn't 2 days later when my next payment comes off.
But Hey-Ho - all the more for the next update.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
SusanneCape wrote: »Hi Trix-a-belle,
I have been scarce here - but am wacking the cash into the mortgage when I can. I am unable to load the update form for some reason (I get a blank page). Would you mind very much updating my mortgage amount? Am on £44 997 as at the end of December 17. Much appreciated.
Well done SSS - you are our inspiration.
Susanne
Thats odd, have popped it through for you, can you see if you can view it on another browser if you get a chance as its fine on 2 PCs for me
Amazing progress everyone!!!
I've just paid my first overpayment on the new mortgage today which felt good :cool:- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps0 -
S&S: [COLOR=blue]£27,770.58[/COLOR] (Quarterly change: +£3,584.41) Cash: [COLOR=Blue]£22,739.29[/COLOR] (Quarterly change: -£16,703.32) Mortgage: [COLOR=Blue]£0.00[/COLOR] (Quarterly change: +£15,649.20) Tax: [COLOR=darkred]-£126.14[/COLOR] (Quarterly change: +£324.01) [B]MN+: [COLOR=Green]£[/COLOR][/B][B][COLOR=Green][B][COLOR=Green]50,383.73[/COLOR][/B][/COLOR] (Quarterly change: +£2,854.30)[/B]
One year left and 10k to go!
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#62 reporting in, just updated and on target
MFiT-T7 #17 (Jan 2025) $193k (Apr) $177k (July) $159k (Oct) $139,900 (Jan 2026) $123,000 (April)$ (July) $ (Oct) $ (Jan 2027) $
SPC 19 #6 £51.60
Regular Saver A/C (24/25) £2800 (25/26) £
SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£353.50 (19)0 -
A couple of days late, I have just popped through my update on Chart 8. Thanks Trix, slow but sure progress - should pick up in the next quarter as good planned overpay lumps expectedSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here0 -
trix-a-belle wrote: »Thats odd, have popped it through for you, can you see if you can view it on another browser if you get a chance as its fine on 2 PCs for me
Amazing progress everyone!!!
I've just paid my first overpayment on the new mortgage today which felt good :cool:
Hi Trix-a-Belle
There is nothing wrong with the form, it is simply the restrictions put in place by my employer. So sorry! Will work this out on my new tablet - homework for the weekend!
Many thanks for updating the form for me, much appreciated.
Many thanks,
SusanneSave £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
MFiT: £187,200 - MFD: 02/31 - Target = £35,000
T3 #71 - '12 £125,899
T4 #71 - '15 £80,264; '16 £66,946 '17 £44,9970
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