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1debt vs 100days challenge chapter 21

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Comments

  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    edited 10 December 2015 at 3:38PM
    I couldn't help it, I had to make a payment.

    £15 paid.

    #7- 15/1193 1.25%

    Now I'm going to work out my new daily payment figure because I'm that sad.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Kap*
    Kap* Posts: 1 Newbie
    Hello Amara,

    Can I join please? Can I set my target to £400 please?

    Thanks

    Kap*
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    edited 11 December 2015 at 6:29AM
    Hi Amara....I know I've tried before but could I try again this time please? I am determined to do it this time....but being more realistic as to what I can achieve....I want to start with a VERY low figure of just £115....I don't earn a huge amount and so if I can clear this one old PayDay Loan completely then I'll be very happy.... :)


    Thanks... :)
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Hi DreamerHelen

    I tried this challenge for the first time early on and was sucessful. I tried the challenge a few times on and off over the years after that but always failed, intact my debt got worse. Last time I didn't reach my target but made a big impact on it.

    What I'm trying to say badly is keep going. Whatever you pay off is a bonus and I think it really helps to focus on one debt specifically.

    Good luck with getting rid of that horrible pay day loan.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Thanks parsniphead.... :)


    I think in the past on these Challenges I've always set the bar too high....I don't earn a huge amount right now....and trying to clear £600 or £700 in 100 days just isn't going to work for me right now.....


    But if I can clear some of my smaller Debts by using this Challenge I'll be really happy....and yes, getting rid of that horrible PayDay Loan will be GREAT!! :)
  • must.try.harder
    must.try.harder Posts: 41 Forumite
    Hi Amara

    I'd love to join the challenge please. I had started to get sorted with my money but after a huge vet bill and various other house issues I have racked up £1,091.61 of credit card debt on a high interest card. I really need to pay this off quickly and hopefully this challenge will help to keep me on the right track!

    Please can you put me down for £1,091.61?

    Thanks : )
    LBM 27/01/14 - £6,663.82
    Current total debt - £3,530.22
    Pay All Your Debt Off By Xmas 2017 £378/14/£3,958.36
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi DreamerHelen and Must.Try.Harder and welcome in the challenge :)
    We all have flips sometimes. Just keep going!
    Please share this message !
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well 50 pounds off for me today Thanks Amara.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • must.try.harder
    must.try.harder Posts: 41 Forumite
    £120.75 paid off for me today. Managed to save money on my Christmas shopping and spend less than planned and rounded some accounts down too yippee

    £970.86 to go!
    LBM 27/01/14 - £6,663.82
    Current total debt - £3,530.22
    Pay All Your Debt Off By Xmas 2017 £378/14/£3,958.36
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done, Must.try.harder!
    You've managed to spend less then you planned on Christmas!:eek:
    You're legend!
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