bank accounts questions please

1cheshire

1) does anyone know if any banks offer a bank account with a debit card after a DRO

2) if i go with another bank before my DRO and get a debit card do i still need to tell them after my DRO has gone through and if so will i likely be downgraded to a bog-standard cash card even if i had no debt with them?

thanks.

alltaken

Nationwide Flex Basic is your best option. Contactless Visa Debit card. They will tolerate insolvency.

fatbelly

Get your bank account sorted pre-DRO

http://www.moneysavingexpert.com/banking/compare-best-bank-accounts

As long as you are not overdrawn (and have less than £1k of 'assets') the account is not mentioned in the DRO application.

Only Nat West (AFAIK) trawl the register and downgrade people.

P.S. Standard rules apply - don't have an account with anyone you owe money to

1cheshire

fatbelly you are a godsend to this site, thanks.