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Flo's Debt Free Diary
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And TCB have a 8 pound off 50 quid voucher, so I can get even more bang for my buck!!!!
Yes, I know everyone has been banging on about TCB for ever, but this is the first time I've seen the magic for myself.Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
I've decided to get serious about my health as well and am sort of following slimming world without actually going to slimming world, what works for me is planning my food down to the letter, even snacks and drinks. Yes, it is a little boring, but planning in advance really helps me and that is why I am ending the day with a beer (5 syns) that has been allocated, and because of this I have only had 'free' food as snacks.
Me and my boyfriend have also set ourselves the challenge of going a month without coke. We never drink full fat, always zero/diet/max, but even they are bad for you. I don't think I'll lose any weight because of it but I think I will feel better.Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
Chilling at home watching Supershoppers and Sun,Sea and Super Savings on 4OD (Long overdue watching). Loving it.
Got my Morrison's shop down to the final items, all finalised, just got to wait till payday then I can get the voucher, the cash back and the goods!
Feel really inspired and happy now.Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
Job interview today, wish me luckDebt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
Well I'm back. I don't think the job interview performance was the best in the world but I feel that I did as good as I could. Have to wait and see.
Had a calming iced coffee and lemonade (double drinks, it was hot!) at Caffe Nero which was a bit foolish as it was pretty much the last of my money. If I'm careful I should be ok, and it is pay day on Friday.
Watching WWE Wrestling tonight though I've already had a few spoilers about the Pay Per View, sigh, oh well, there's lots more to enjoyPicked up a few non slimming world treats and I will have to be careful because I've lost TWO POUNDS and I don't want to put them back on so quickly.
I'm very excited about the two pounds, It's more than I have lost in a long time.
I feel that everything is coming up Milhouse/Flo.
YEY!Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
SO HAPPYYYYYYYYYYYYYY!!!!!!!!!!!!!!!!!!!!
Just joined Shopitize. Straight away on the home page is an offer for 35p for kettle crisps.
And what did I buy in Sainsbury's on offer for 1 pound? KETTLE CRISPS!
So in theory they cost me 65p
WOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOODebt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
I was feeling more and more stressed about the fact that I am technically, at least temporarily going to be unemployed a week today.
But actually I feel up to the challenge, I'm going to join the make x a day in june thread, but set myself the ambitious target of 25 quid a day, because at the end of the month that would give me the expenses I need for July, in case i don't get a more secure job.
But actually here is the good news.
I worked for my friend last year and I know she usually needs additional help, so i texted her and asked if she needed some temporary help, and she does! I start next wednesday!
So it's win win. I either have a part time temporary job until i get reassigned, or i get reassigned and don't have to worry.
I am so much calmer now.
Oh and i made 50p on shopitize. woooooooDebt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
Payday was yesterday, woooo. Did my usual habit of getting up at 5am so i could pay my credit card bills plus do the food shop and pay my boyfriend my half of the rent, council tax, water (i pay my half in 12 month installments to him) and then i did a food shop.
Went to Morrisons for my first food shop with them, through TCB so i got an 8 pound off 50 quid shop and also 6.60 in cashback. It had gone up by 30p which pleased me because i couldn't claim a reward of 35p for a coke i bought on thursday as i forgot to ask for a receipt. grr.
Went out yesterday for payday drinks with work. We went to TGI fridays and my colleague told me if you downloaded the app you got a free appetizer, so i wombled my cheesy garlic bread, yum.
Have joined receipt hog as well as Shopitize and have been scanning receipts like mad.
Also tried to womble an asda receipt i found at work for the price guarantee but it didn't have enough items on it, grrr, but glad i am in the habit of wombling.
Nearly bought three vinyls today, and so glad i didn't as that would have financially crippled me. I know not to shop, but i do temporarily forget and nearly indulge. i guess i still have to break the habit.
Manics today, our friends are driving us there and back so we are getting them a meal in swansea to say thanks. much much cheaper than booking accommodation which we thought we would have to do, and still cheaper and more comfortable then spending all night in a club/outside station whilst waiting for first train back (the last train to cardiff on a saturday night is 10.20pm!!!!)
Just bought some stamps, so will now print off my letters to carphone warehouse and ee about the missellling of my contract which led me to have to replace my phone, which still isn't sending texts to my mum!!!Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
Woooooooooooooooooooooooooo!
My credit score has gone up, and I have less negative marks on my credit rating and more positives then last month.
Things are getting there, slowly but surely.Debt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
1. Do three runs
2. Go to Asda and womble receipts
3. Start new temporary job with a bang
4. Bring in treats for work on last day tomorrow
5. List everything on ebay
6. Do the rest of the food shop
7. Investigate gadget/home insurance
8. Do financial forecast to make sure I can attend my friends wedding and plan for Christmas.
9. Pick up copy of Buzz magazine (free magazine in Cardiff that lists gigs and events)
10. Tidy up house
11. Do clothes washing
12. Try to do some writingDebt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0
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