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Car Insurance Quote is all for FREE???!!?!?!

MrUniveristy
MrUniveristy Posts: 45 Forumite
in Motoring
Hello,

Did a quote through gocompare for my 1.4s Golf.

I'm 22, 3 years NCD I got quoted £298 full comp through First Alternative.

I changed my excess from £250 down to £150.

Added on all of the Extra's they offer (fuel, loss of keys, increased personal injury)
Added £150 worth of breakdown.

And the quote still stands at £298 even on the payment screen.



Advice please? Shall I go ahead.



Regards,



Mr Univeristy ;)

Comments

  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why not? Who are the underwriters? When you come to claim that is the test of the insurance company.
  • chrisw
    chrisw Posts: 3,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Make sure you go through to the insurers website and go through the details ticking the boxes. My daughter's quote did a similar thing on the insurers website and pressing recalculate, however, going through the individual sections I found it hadn't actually picked up the additions.
  • MrUniveristy
    MrUniveristy Posts: 45 Forumite
    edited 5 December 2015 at 8:09PM
    DUTR wrote: »
    Why not? Who are the underwriters? When you come to claim that is the test of the insurance company.

    Hi, its eSure*

    Ive added all all, pressed re-calculate - stays the same.

    Payment confirmation screen states that its all added for the same price.

    Worried on whether to go through or not.
  • PCMcGarry
    PCMcGarry Posts: 218 Forumite
    Sounds good for a 22 year old.
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    PCMcGarry wrote: »
    Sounds good for a 22 year old.

    Sounds too good to be true. Try and grab it OP.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MrUniveristy wrote: »
    Hi, its eSure*

    Ive added all all, pressed re-calculate - stays the same.

    Payment confirmation screen states that its all added for the same price.

    Worried on whether to go through or not.

    Is this the 1st time you have insured this car with them? Does your version of Golf have the adaptive cruise control aka AEB?
    That seems to drop the premium a whole heap.
  • specialboy
    specialboy Posts: 1,436 Forumite
    When you click buy you will probably be prompted to call them on the phone and find that the price isn't so good after all.
  • knightstyle
    knightstyle Posts: 7,434 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Screen shot everything just in case.
  • Marvel1
    Marvel1 Posts: 7,523 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    When paperwork arrives or email documents, read through them.
This discussion has been closed.
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