Benefits Calculator Doesn't Seem Right?

tomtontom

The LHA rate sounds closer to what you might get per month.

nannytone_2

of course it sounds unrealistic!

£99 a week ( so £396 every 4 weeks) in housing benefit when your rent is equivalent to £462 it every 4 weeks.

your applicable amount to receive the FULL LHA rate for your area and your circumstances would be £114 a week.
every pound you earn over that would reduce entitlement.

you should be entitled to some WTC ( cut off is around 18k for a couple4) but any tax credits you receive will be classed as income for housing benefit purposes and reduce entitlement.

ti bw g=honest, with WTC id be surprised if you got any housing benefit or council tax support.

your partner should be pulling their weight and helping out by working

A_Couple_In_Love

tomtontom wrote: »

The LHA rate sounds closer to what you might get per month.

And does this apply to a couple - the one working is 25, and the unemployed is 23?

I'm asking as someone said above something about the 23 year old not qualifying.

A_Couple_In_Love

nannytone wrote: »

of course it sounds unrealistic!

£99 a week ( so £396 every 4 weeks) in housing benefit when your rent is equivalent to £462 it every 4 weeks.

your applicable amount to receive the FULL LHA rate for your area and your circumstances would be £114 a week.
every pound you earn over that would reduce entitlement.

you should be entitled to some WTC ( cut off is around 18k for a couple4) but any tax credits you receive will be classed as income for housing benefit purposes and reduce entitlement.

ti bw g=honest, with WTC id be surprised if you got any housing benefit or council tax support.

your partner should be pulling their weight and helping out by working

So what benefit would you think I would be entitled too if any?

pmlindyloo

Do you still live in St Helens?

As a couple you would be eligible for the one bed local housing allowance.

http://www.sthelens.gov.uk/media/754548/lha_rates_2015_-_16.pdf

This is less than the area where I live and putting in your circumstances for the area I live in the HB would be £32.78 per week.

You seem to be doing something wrong.

Plus tax credits are based on last tax year's income for you both. Did you put those figures in and then adjust them for this year?

All I can advise you is to put a claim in for working tax credits and then for HB and CT reduction. The WTC will count as income as regards HB and CT reduction.

CAB could do a quick benefit check for you if you took in both your P60s for last year and your last 3 months payslips and your bank accounts.

The only other thing I can say is if your partner is eligible for contribution based JSA and didn't claim it then this could be used as notional income (ie. they would count it as if he was receiving it) for CT reduction and HB.

By not claiming JSA (even if he was not entitled to any money because you are working) then he is missing out on having his NI contributions paid.

NYM

Having read your previous posts, you asked a very similar question in November 2013. From a later post, you wrote about the LHA you are claiming.

In September 2014 you asked again about entitlements because you were both on JSA and considering self-employment (despite two weeks earlier posting about a £2000 loan that you could easily afford to repay because you were both in employment)

If you are genuinely unsure of what entitlements you can claim, apply and you'll get an answer....officially.