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Impact on banks of the removal of tax on up to £1,000 of savings income?

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  • Linton
    Linton Posts: 18,358 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Hung up my suit!
    Archi_Bald wrote: »
    Banks could perhaps care more about the cash ISA savers as they provide them with cheaper money than those who are switched on and use current accounts and regular savings accounts.

    People who are happy to save in cash ISAs will probably also be a lot more gullible when it comes to selling them loans, mortgages and credit cards.

    The high interest rates available on current accounts are limited temporary loss-leaders to increase or may be just shore-up the banks' customer base. If too many people start taking advantage of them they will be constrained or removed. So overall any decrease in cash ISAs doesnt matter to the banks.
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