Capital One Classic Card? Application help

Applecrumble1996

Hi there I recently applied for a capital one credit card the other day (not great APR I know but when you are 19 and trying to start building a credit file its kinda all that's available) anyways I did the online application and although I wasnt approved I wasn't denied. A few days later I received a letter asking me to set up a direct debit with them which I did but the lady over the phone wasn't very informative to say if I had been fully accepted or not. All she said was that id recieve another letter in a few days. Has anyone else had this before with them and how long it took for the card to arrive/find out if the application was accepted?

grumbler

If you weren't accepted, there would be no point in setting up a DD. However, it's the first time I hear about a CC company asking to set up a DD. Normally it's your choice how to pay, and DD is just one of many possible ways.

Ben8282

I agree with grumbler. It would be a waste of time for them to do this if you were not going to be accepted. I suspect possibly your application was borderline and perhaps the extra security of your agreeing to pay by direct debit or at least the confirmation that you had a bank account to set the direct debit up on may have helped.