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0% C/C What can you pay with this card
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A_Frayed_Knot
Posts: 3,308 Forumite

in Credit cards
Have came across this "term" recently and am interested. so my question is;
if I applied and received a 0% c/c what can I pay/buy with this, on reading it is everything you buy (shops/internet etc) but am more interested in the bills you can pay with it, eg house council tax, elec,gas, etc and especially a bill I have coming up which is a large site fee for a caravan - could I use a 0% c/c to pay this, along with any other bills for this as well, elec, gas, insurance etc. I do believe that the site charges a % if you pay by c/c.
if I applied and received a 0% c/c what can I pay/buy with this, on reading it is everything you buy (shops/internet etc) but am more interested in the bills you can pay with it, eg house council tax, elec,gas, etc and especially a bill I have coming up which is a large site fee for a caravan - could I use a 0% c/c to pay this, along with any other bills for this as well, elec, gas, insurance etc. I do believe that the site charges a % if you pay by c/c.
Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
Now a Part Timer from 27.10.19
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Comments
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It depends on whether the supplier accepts card (check with supplier) and whether your card treats it as a purchase (check with lender).0
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First of all, 0% can be on balance transfers, purchases or both:
If it's purchases, you can pay everywhere where CC payments are accepted.
Most councils and utilities companies don't take CCs.
Indeed, some companies charge extra if you pay by a CC.
Also, some 'purchases' don't qualify for 0% as they are classed as cash advances, e.g. gambling or foreign currency.0 -
In the sense of your question, a 0% cc is the same as any other. If you already have a cc you can pay for exactly the same things with the 0% cc as you can with your current one. If you don't already have a cc then your chance of getting a 0% one is slim.
Assuming you are talking about a 0% purchase cc then you will pay no interest on purchases for the stated period. A 0% BT cc would be useless for this purpose.0
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