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Mainstream bank account with a default.

Has anyone successfully opened a standard/mainstream current account with a default on their credit files. Does it even matter that I only have a basic cashminder co-op account, when it comes applying for credit etc.
I came into this world with nothing and I'm gonna leave with nothing.

Comments

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    RBS, Platinum since 2012 or 2013-250 o/d/ since last year....see my sig thought I would never have this type of acc and o/d
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • I recently opened a Natwest Current account and Santander sent me an email today saying they'd looked at my file and I could have one without an overdraft.

    I have 12 defaults on my file thanks to my ex taking credit out in my name behind my back since 2010. The companies wouldn't remove them unless I put a CIFAS marker on my file (which I wasn't willing to do) but yeah, I still got one.
    Escaped abusive marriage - 22nd October 2014 | Light Bulb Moment - 25th November 2015 - Going to face down my debt.

    Savings - £20.70
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