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What a gracious and courteous individual you are, polymaff. Colsten should certainly try to learn from your example of how to conduct oneself when posting here.0
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Bringing this back on track - this thread may help too
https://forums.moneysavingexpert.com/discussion/comment/69616759#Comment_696167590 -
Make sure you close the accounts or you not be eligible for future savings account offers in one years time. We didn't and suffered.
Just to add to this comment that you don't necessarily have to close the account in order to get the 5% interest again a year later.
As YorkshireBoy has already mentioned, you could change the FD account to a FA and benefit from UK/European travel insurance. 12 months later you change the FA to a FD in order to get 5% interest again (if it's still available, of course).:grouphug:Official MSE canny forumite and HUKD VIP badge member
:grouphug:
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