We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Off the credit record radar account
Options
hjghg5
Posts: 58 Forumite
For years my "main" current account has been with NatWest. Even though I've opened other accounts (Santander, Halifax, tsb) my salary goes in there first before being farmed out to the other accounts. It has a £5000 authorised overdraft which I never actually use.
When I checked my credit reports I realised that it wasn't showing up. My understanding is that this is because it was opened in 1996.
My Santander account has been open 10+ years and I have a credit card of similar vintage so I already have longstanding relationships on the report. My scores are good (for what that's worth
)
I'm mulling over options. My original plan had been to switch it to Halifax for the bonus, but is it worth keeping it as a nice chunk of under the radar credit?
When I checked my credit reports I realised that it wasn't showing up. My understanding is that this is because it was opened in 1996.
My Santander account has been open 10+ years and I have a credit card of similar vintage so I already have longstanding relationships on the report. My scores are good (for what that's worth
)I'm mulling over options. My original plan had been to switch it to Halifax for the bonus, but is it worth keeping it as a nice chunk of under the radar credit?
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards