Credit Reports - Card History

jonnypb

Hello,

Does a credit report show you all your current credit cards and the balance. Also will it show any cards that you still have an account for but not used for a number of years?

Thanks

GingerBob_3

jonnypb wrote: »

Hello,

Does a credit report show you all your current credit cards and the balance. Also will it show any cards that you still have an account for but not used for a number of years?

Thanks

Yes, all of that, and a lot more besides. For example, whether or not you made only a minimum payment and the credit limit.

msallen

No - a single credit report will not necessarily show ALL of your current cards as some banks only report to some CRAs. You will need to see all 3 CRA's reports to be sure of seeing all cards.

Nebulous2

Noddle shows me all my credit cards, except one with a small limit which was opened before the banks started asking for permission to send data to CRAs. It also shows closed accounts - so in total it has about 10 accounts and doesn't miss any.