Claiming back Current Account Fees

xxMoneySaverxx

Hi there,
I had a company contact me a few months back explaining that i could claim back all my monthly Current Account fees from my bank but i'm not sure how true this is. They wanted me to use them for a fee but thought i'd check this out with you guys as i could do this myself, providing i can get help with the wording of a letter. Basically, i pay a fee to a certain bank each month for European travel insurance, AA Cover, mobile phone insurance etc, and i was contacting you to find out if this is actually true. Please let me know if this is true of false. And if it's true, how do i go about claiming my money back? Thank you.

chris_m

http://www.moneysavingexpert.com/reclaim/reclaim-packaged-bank-accounts

grumbler

xxMoneySaverxx wrote: »

... Basically, i pay a fee to a certain bank each month for European travel insurance, AA Cover, mobile phone insurance etc,...

... and you don't drive a car, don't own a mobile, never travel to EU etc.?

For instance, with Nationwide FlexPlus one doesn't need to register a car or a mobile to benefit from the insurance. If you have never made a claim this doesn't mean that you didn't benefit from the insurances.

eskbanker

xxMoneySaverxx wrote: »

I had a company contact me a few months back explaining that i could claim back all my monthly Current Account fees from my bank but i'm not sure how true this is.

As explained in the article linked from post #2, packaged account fees can be reclaimed if, and only if, it can be demonstrated that the account was mis-sold, it's not some sort of automatic right to reimbursement.